adabyron

13 ms·

121.
by adabyron 4y ago
One advantage to smaller banks is the personal relationship when you need them. It's a trade-off for features. I've found significant value in having a small local bank where it's a bit harder to do anything digitally. They a
122.
by adabyron 4y ago
I don't know these cases well but if Twitter (or someone) is able to compile the known information at the time & append as new insights become available that would be the most ideal way I can think of. Hopefully they can be concise
123.
by adabyron 4y ago
Not sure about England but in the US there are programs like "Backpack for Kids" that allow kids to sign up to receive a backpack for the weekends. They also do lunches during the summer. It's not the best food but it's
124.
by adabyron 4y ago
The little pickup baggie is a great idea schools should implement, especially children with long bus rides. Most kids are starving once they get home.
125.
by adabyron 4y ago
Free school meals for all kids could simplify a lot of things. Obviously it could be paid for by an income based tax. Nation wide tax makes most sense to me. It's the cheapest & easy way to help these kids get nutrition. It benefit
126.
by adabyron 4y ago
If I recall the right click & enter password as HTML didn't work. Neither did selecting the input element & modifying the value. Those are my first 2 I usually try. I'm assuming they're doing some crazy silly state&#x
127.
by adabyron 4y ago
Just a reminder, it's most likely 6% annualized return for the second 6 months.
128.
by adabyron 4y ago
Good point. Though right now you also get the current 9.62% for 6 months so you come out ahead still with most likely an 8% return over 1 year. After November, it'll be interesting to see if I Bonds are worth buying anymore or if treas
129.
by adabyron 4y ago
At this point you're pretty much guaranteed a risk free 8% for 12 months. That's roughly what Buffet would say you should average in the stock market. It's a great place to park cash right now. Maybe the stock market makes a
130.
by adabyron 4y ago
Things I wish I knew earlier. When you buy them, you lock in the current rate for 6 months from the date you purchase & then you get the next rate for 6 months after that. So today you get 9.62% for 6 months, so you'll technically
131.
by adabyron 4y ago
This is why I quit using Twitter's home feed. Do not do this. I will not take you serious. I cannot stand all these attempts for popularity & likes. It's the equivalent of standing on a chair & screaming "Please like
132.
by adabyron 4y ago
> I'll know the crypto rush is over when you can't "stake" for 10% anymore. Agree with tkfu that this is misleading. You're looking at 6% for a 3 month lock up right now without investing in CRO. I think 3 months
133.
by adabyron 4y ago
Retail has easier access to options & day trading now than in the 80's. Stock split results in much cheaper options, which many retail day traders seem to prefer. I might argue that a stock split to a cheaper price would increase y
134.
by adabyron 5y ago
I would be happy if there was just a place to upload the form to online. No fancy software needed. I have to mail my Quarterly 941 every quarter or pay some overpriced software to do it - https://www.irs.gov/forms-pubs/
135.
by adabyron 5y ago
> good incentive for: > - people who excel at business to stay. I use to believe what you're saying. In fact I often quoted very similar lines in arguments. The more I've made, the higher up I've moved, the more senior
136.
by adabyron 5y ago
That subreddit is just a scapegoat. There are so many other places people are looking for the next big return. Also you can short dog companies still. But if there are to many people shorting it, like GME had, you do run this risk. That&#x2
137.
by adabyron 5y ago
Think or Swim is awesome if you're technical or putting a lot of time & geeking out into this world. Robinhood is awesome if you're new or want something much simpler. If I was daring, I might compare it to Linux/MS vs Ap
138.
by adabyron 5y ago
M1, E-Trade, Trading 212, Interactive Brokers, TD Ameritrade/Schwab and WeBull halted options as well.[1] There are a few more I'm missing. I wasn't happy about it but I don't blame them. As much as people were talking a
139.
by adabyron 5y ago
People complain about unfair advantages regular "retail" people have but Robinhood has made access to stocks & options a lot easier. They've made it easy to get the cheapest rates possible on portfolio backed loans. They&
140.
by adabyron 5y ago
If you have one or two solid long term clients, the running a company is minimal once you're setup. You pay yourself a salary, do a few quarterly state tax items & a monthly payment to the IRS. It's usually the initial setup t
141.
by adabyron 5y ago
This has always been my biggest fear. I don't purposely do it, but I worry that a mistake I make could be seen as large enough of a hassle to where all other parties would say you're on your own to fix & figure this out. Which
142.
by adabyron 5y ago
Unless you work for a great company as a software engineer, you can make/keep significantly more money as your own company. The past few years have punished W-2 wages even more when compared to non-W-2 earners or people who partial inc
143.
by adabyron 5y ago
As assets go up, the more people scream bubble or tulips. As assets go down, the more people scream crash. I've found these to be great signals of who to avoid getting investment advice from.
144.
by adabyron 5y ago
My random 2 cents.. It's super hard to get the very wealth $1 million plus to pay direct taxes. There are to many loop holes & they have to many opportunities available to avoid the taxes. I think the best option is types of indire
145.
by adabyron 5y ago
But you can take a dirt cheap loans due to low interest rates on your stock. The more stock value you have the cheaper interest rate you get. Therefore you don't need to sell your stock as long as it makes more than the <3% interest
146.
by adabyron 5y ago
This is probably a better read than WSJ - https://www.investopedia.com/tech/taxes-and-crypto/ Scroll down to personal purchases. "Currently, tax code allows taxpayers to exclude up to $200 per transaction for
147.
by adabyron 5y ago
In your opinion, does the IRS give leniency towards people who make their best effort by either hiring a tax person, paying for software or both? Cryptocurrency taxes are insanely awful, even if you're not talking big money. Just tryin