ac29

28 ms·

511.
by ac29 2y ago
I posted elsewhere in the thread, but Fidelity does direct indexing for a flat $5/month fee.
512.
by ac29 2y ago
Fidelity has a few direct indexing products. Here is one that is $5/month: https://www.fidelity.com/direct-indexing/customized-investin... I'm curious if Double has any advantages over this offering other tha
513.
by ac29 2y ago
Most indexes are capitalization weighted, so they don't ever need to be rebalanced.
514.
by ac29 2y ago
> They don’t cost that much to install. DC fast chargers are >$100k to install in the US.
515.
by ac29 2y ago
My point was that GP's assertion that "Worth noting also that dividends aren't uniquely taxed" is wrong - they are uniquely and specifically taxed, the rate just happens to currently be the same as capital gains rates.
516.
by ac29 2y ago
If you want to make an argument about inflation metrics being wrong, feel free to show your data and math. Claims that inflation adjusted bonds don't actually track (average) inflation need evidence.
517.
by ac29 2y ago
Qualified dividends are not capital gains, even if they are taxed at the same rate
518.
by ac29 2y ago
> If someone invested their money in TIPS over the last 30 or 40 years thinking they will be able to buy real estate because TIPS protected them from inflation TIPS have been available less than 30 years.
519.
by ac29 2y ago
All the chargers I use regularly (Chargepoint, EVgo) support tap to pay with cards. No app or account needed.
520.
by ac29 2y ago
Some do, but fast chargers are expensive. L2 AC chargers like you are mentioning would be a terrible fit for a gas station because they are too slow. In my car, which has a small battery, charging for a full hour is only like a 15% charge.
521.
by ac29 2y ago
> Rivian's R&D center is in Palo Alto, but their charger map doesn't show a public charger anywhere near there. They have zero chargers of their own in Silicon Valley. Silicon Valley has one of the highest density of EV cha
522.
by ac29 2y ago
> Tesla's Model Y is still the best selling car model in the world in 2024 Do you have a source for that? Tesla is not even in the top 10 largest auto manufacturers, but the larger ones have way more models so I suppose it is possib
523.
by ac29 2y ago
The gross margins on EV chargers are likely pretty good as you say. But is there any evidence that these networks actually turn a net profit? These charging stations are very expensive to install and require ongoing maintenance/repairs
524.
by ac29 2y ago
> There's very few high-service income workers. I served tables through university, even if you make $400 in one night there's not enough of those nights for you to be "high income". I wonder if this has changed as bo
525.
by ac29 2y ago
Yep I was in a different part of Europe recently and it was the same. This wasnt about cultural norms, there was literally no way to tip when paying with a card most places (aside from leaving cash).
526.
by ac29 2y ago
CA minimum wage is currently $16/hr, and higher for fast food workers (though those are often untipped jobs).
527.
by ac29 2y ago
> tipped jobs have a lower minimum wage This isnt true in Alaska, California, Minnesota, Montana, Nevada, Oregon, or Washington. And in the states where it is true, the employee is still required to be paid at least the full minimum wage
528.
by ac29 2y ago
Its been a long time since I worked retail, but I remember the costs of cash handling to be quite a bit more than you might assume: -Count cash drawers in and out for every employee, every shift -Count cash payments received & change re
529.
by ac29 2y ago
> it is cost of doing business and you can’t pass that shit off to customers If a business doesnt pass on its costs of doing business to customers, they will go out of business. The cost doesn't need to be passed on as a fee or surc
530.
by ac29 2y ago
Because designing a low end GPU with a very wide memory interface isn't useful for gaming, and that is where the vast majority of non-datacenter discrete GPU sales are right now.
531.
by ac29 2y ago
> Intel GPUs don't sell well to gamers. They've been on the market for years now. Intel has only had discrete GPUs on the market for 2 years. I guess that is a plural number of years, but only barely.
532.
by ac29 2y ago
> The only way the entire industry can fuck over Nvidia is if they choose to invest in a complete CUDA replacement like OpenCL. That is the only way that Nvidia's value can be actually deposed without any path of recourse for their
533.
by ac29 2y ago
I wonder at that point you'd just be better served by CPU with 4 channels of RAM. If my math is right 4 channels of DDR5-8000 would get you 256GB/s. Not as much bandwidth as a typical discrete GPU, but it would be trivial to get m
534.
by ac29 2y ago
Intel is maybe a year or two behind TSMC right now. They might or might not catch up since it is a moving target, but I dont think there is anything TSMC is doing today that Intel wont be doing in the near future.
535.
by ac29 2y ago
Yeah, for example llama.cpp runs on Intel GPUs via Vulkan or SYCL. The latter is actively being maintained by Intel developers. Obviously that is only one piece of software, but its a certainly a useful one if you are using one of the many
536.
by ac29 2y ago
With the appropriate license, there is no particular reason Apple's team couldn't have built a good x86 processor. Switching to ARM was a matter of necessity, not due to a superior architecture. Architecture largely doesn't m
537.
by ac29 2y ago
> A computer doesn't need to have a gigahertz burst mode just to run an efficient little OS for coding. If efficiency is your goal, you should prefer the N100 which is built on a 7nm class process compared to the Pi 5's 16nm.
538.
by ac29 2y ago
Prices in the US dont show sales tax which is somewhere between 0 and ~10% (or a little higher). Presumably your prices have VAT?
539.
by ac29 2y ago
> The N100 keeps 56°C under light load Thats somewhat surprising. I have an old 14nm Celeron I use as a home server and under typical usage it is a few degrees above ambient. Checking now it is 26C. There is no fan, and it just has whate
540.
by ac29 2y ago
While a nice story, people maybe forget just how bad AMD was doing then. Intel, even in its currently weakened state, earns >10x as much revenue as AMD did in 2015.

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