_p3fk

5 ms·

1. 1.▲
   by _p3fk 3y ago

   Depends on the policy, but in my experience the out of pocket deductible is usually before any insurance is used, so you pay 100% up to the max deductible (no help from insurance on many costs), then you pay 5-10% of bills after that. But t
2. 2.▲
   by _p3fk 3y ago

   It’s a common argument that somehow people who live in countries with good health coverage have to wait a very long time for health services. Things that are not urgent, this can be true. And you can certainly hear anecdotes here and there
3. 3.▲
   by _p3fk 3y ago

   True, there is a reason why many international health insurance plans will cover services anywhere in the world except the United States. The US is quite an outlier on what it charges for healthcare compared to most of the rest of the world
4. 4.▲
   by _p3fk 3y ago

   When I lived in the United States, the annual deductible was in the many thousands, even with a fairly good health insurance plan, you could easily end up with a bill for $10,000 if you spent a few nights in the hospital. This was also the
5. 5.▲
   by _p3fk 3y ago

   It’s unfortunate that debt must be seen in the United States as a precursor to getting healthy. Most of the western world has long ago moved past such notions, and the concept of any kind of medical debt is foreign in many European countrie