_ooqq

4 ms·

1. 1.▲
   by _ooqq 8y ago

   They've been mastering the latter for a while now; the "buggy" part. :D
2. 2.▲
   by _ooqq 8y ago

   Probably none, but to be blunt, not everyone is willing to put their heads into such a noose. Anything banking involves a tradeoff of some sorts, eg. whether I'd like to have my data with or out of the next Equifax-like leak... Serious
3. 3.▲
   by _ooqq 8y ago

   As a "sane" person from a civilized country, I don't have an online payment account. I couldn't transmit my money to spotify even if I wanted to. That being said, I also like owning my music. As files. On my own devices.