S_A_P

106 ms·

1. 931.▲
   by S_A_P 9y ago

   Agreed. All the credit arms of the manufacturers will be hit hard. I didn't mention this in my parent comment but you alluded to another great point. 60+ month loans can mean that those who drive more than 20k miles can use their car u
2. 932.▲
   by S_A_P 9y ago

   I don't think that it will be as severe. The big banks are largely insulated from this. I do think that it will be a buyers market for late model used cars for cash buyers. I'm already seeing signs of this. It's just not quit
3. 933.▲
   by S_A_P 9y ago

   This bubble has been building for years now. Wholesalers and other exporters have been hiding the problem for a while now, and but somethings got to give. The problem is multifaceted: 1) Lease rates arent necessarily in sync with the used c
4. 934.▲
   by S_A_P 9y ago

   Thanks for sharing. Those symptoms sound quite horrific. My daughter had some similar symptoms as well. She had 4 cavities when she was 3. I think she was too young at the time to articulate how she felt but I know she also had some cognit
5. 935.▲
   by S_A_P 9y ago

   You are right, this really is a great time(even though that sounds weird to put it that way) to have a food allergy. I think about even 10-20 years ago how hard it would be to eat gluten free at most places. Thank you for the link- travel i
6. 936.▲
   by S_A_P 9y ago

   Agreed- and in the grand scheme of things celiac is a completely manageable and minor inconvenience. A lot of how I feel about it is more me projecting my sympathy/pity on her because she is always going to have to think about where&#x
7. 937.▲
   by S_A_P 9y ago

   Thanks for this- it sounds like I need to do some more research to completely understand whats going on, but this is very helpful. If you dont mind my asking, are your symptoms mostly GI related? Ive heard others can have symptoms that mani
8. 938.▲
   by S_A_P 9y ago

   Thanks for this! sounds very encouraging.
9. 939.▲
   by S_A_P 9y ago

   My daughter has Celiac disease. It was diagnosed at age 4 when her growth chart showed she did not gain a single pound and grew ¼" from age 3-4. We did a biopsy of her small intestine and it was completely smooth. (Should be almost lik
10. 940.▲
    by S_A_P 9y ago

    From my outside looking in perspective, it seems the gold rush is waning in the Bay Area. There will always be a pretty healthy tech industry there but anecdotal evidence tells me that fewer people are heading west to make it big in startup
11. 941.▲
    by S_A_P 9y ago

    Let's take my use case into account. Home built in 1974. Currently needs about 40-50k in "greenifying" it. I just put a metal roof and radiant barrier on it. Total spend on this was 70k. My inefficient home in the Houston are
12. 942.▲
    by S_A_P 9y ago

    So the obvious win here besides archiving art is that this is out of copyright sample fodder* *IANAL and this may not be the case for all the material but I'm sure that there is mountains of inspiration to be mined.
13. 943.▲
    by S_A_P 9y ago

    All I can imagine that is happening there is panic. Defensive behavior such as this indicates either they don't really know how to fix this quickly, or they just don't care.
14. 944.▲
    by S_A_P 9y ago

    I deactivated/deleted my FB account in 2010. I've thought that I may try to open it back up in 2020 just as a self created "time capsule" of my life. Unfortunately my life circumstances around that time were not fantasti
15. 945.▲
    by S_A_P 9y ago

    One thing I've noticed. TDD takes longer. It just does. You can argue that you are racking up less technical debt in the long term but every consulting gig I've been on where TDD was the "directive" often deteriorated
16. 946.▲
    by S_A_P 9y ago

    Yeah I drew my top start clockwise circle thinking all Americans/westerners did this. Guess not.
17. 947.▲
    by S_A_P 9y ago

    It seems that he is using the tactic of racial conspiracy to muddy the waters. When you can't win on facts alone, make it about race and conspiracies.
18. 948.▲
    by S_A_P 9y ago

    Power traders do this all the time. Each power plant/wind farm/solar farm has a generation cost and a time span that is required for startup or shut down. Balancing these factors and meeting demand the cheapest way possible is the
19. 949.▲
    by S_A_P 9y ago

    Ive worked for companies that have shorted me financially to the tune of high 5 figure sums. I have been passed over for promotions that were unfounded. I quit, I didnt get lawyers involved. Suing would damage my reputation on the job marke
20. 950.▲
    by S_A_P 9y ago

    Here is where Steve Jobs would have said "No". stay focused apple...
21. 951.▲
    by S_A_P 9y ago

    I'm not sure that most car buyers in that price range actually wait. People buying a 40k car probably need it as a daily driver.
22. 952.▲
    by S_A_P 9y ago

    I think musk dropped the ball here. A decontented 35-40k model 3 should be available. They should also allow you to option the price up for luxury and performance like the A4/S4/RS4 or 320/328/335/m3. That should ma
23. 953.▲
    by S_A_P 9y ago

    I think there are two key missing features: 1) a theremin and 2) tape echo on the megaphone. That would have sold it as legitimately scary.
24. 954.▲
    by S_A_P 9y ago

    This is a tough problem with no easy answer. Ive 2 friends with heroin problems that I fear may never fully stay clean. I don't think that jail is the right answer though.
25. 955.▲
    by S_A_P 9y ago

    As a former cakewalk software user it used to piss me off royally that I had to pay for the MP3 license to unlock the feature. It was a trivial amount (19bucks?) and I understand why they thought it was a good idea(their way of sticking it
26. 956.▲
    by S_A_P 9y ago

    Agreed re: note for note covers. I have covered other songs, and while I strive to play the original composition mostly note for note, it may be in a different key or have some other approach taken. Often the drums are changed, because a) r
27. 957.▲
    by S_A_P 10y ago

    My first thought is that this guy has not lived in a populated city during rush hour. Growing up in Houston, its a part of life. As soon as school is out, traffic is reduced by at least 1/3-1/2 on major freeways according to my bu
28. 958.▲
    by S_A_P 10y ago

    On first pass I was pretty alarmed and thought this was a scary precedent being set. Further down in the comments I believe it was likened to arresting a gun manufacturer for someone pulling an armed robbery, and that the major vendors are
29. 959.▲
    by S_A_P 10y ago

    Are we sure this is the case? I imagine that automation can allow humans to increase the breadth of "problems" they address in everyday life. It will certainly change the employment landscape, but we can now address new issues tha
30. 960.▲
    by S_A_P 10y ago

    I decided I wasn't rolling the dice on build quality and reliability enough so I got a Jeep Grand Cherokee SRT. :) So far Ive been pretty lucky with its reliability, and parts/service are orders of magnitude cheaper.