Retric

24 ms·

391.
by Retric 7mo ago
> At this level, we can consider all the Payers roughly equivalent. No we really can’t, economies of scale means when Medicare changes something you’re spreading costs across a lodge number of visits. When an insurance company changes s
392.
by Retric 7mo ago
What do you mean elevators go up and down clearly someone only wants to go in one direction. If they are below 80% they want costs to increase, over 80% costs better decrease. The ideal long term strategy is to drive everyone’s costs to g
393.
by Retric 7mo ago
> nearly half of medical spending > something like 2 FTEs focusing just on the reimbursements from Medicare and Medicaid 2FTE’s vs what? The question isn’t is this free, the question is how large is the total staff including price neg
394.
by Retric 7mo ago
> part of the healthcare system that is moderately competitive. That’s only half the story though insurance companies also try and reject way more claims, cover fewer people, and are just harder to get money from than Medicare. This mean
395.
by Retric 7mo ago
Nonprofits constantly lobby congress for a huge range of reasons, but they also get results with a surprising amount of federal money going directly to such organizations independent of Medicare, Medicaid, etc. > If people aren't ge
396.
by Retric 7mo ago
A large portion of the US healthcare is through nonprofits who are more interested in continuing to exist than in maximizing profits. Vaccine companies are very interested in preventing disease not the kind of extended treatment people so o
397.
by Retric 7mo ago
The healthcare industry in the US in made up a huge range of individual and organizations, they don’t all have the same motives. Suggesting otherwise is projecting your own fears not representative of reality.
398.
by Retric 7mo ago
Go to a movie and you are going to be put the ticket prices, it’s a money losing proposition clearly there’s no reason to do so. Obviously, people place value on some experiences so any argument which fails to consider that is flawed. If y
399.
by Retric 7mo ago
You still owe the taxes on dividends generated by an index fund that automatically reinvests dividends. There’s ways around this like a 401k, but you can also own individual stocks inside a 401k or rollover to an account that lets you do s
400.
by Retric 7mo ago
Odds of winning are rather meaningless for negative sum games, you’re going to lose anyway. While I find most forms of gambling rather boring, if you like the experience it’s little different than spending 50$ at an arcade. My game of choi
401.
by Retric 7mo ago
> especially the ones being taken advantage of here. This is a great argument why buying an index is a poor choice for a long term investor. You can avoid a great deal of shenanigans by randomly purchasing stocks and holding them for 50
402.
by Retric 7mo ago
very common here is a gross exaggeration compared to cars. After vast improvements in safety ~1.3% of American deaths are still coming from automobile accidents. Horses were never close to that, meanwhile back in 1970 cars where around tw
403.
by Retric 7mo ago
+/- 0.1% over a year isn’t meaningful here. I understand that you’re unwilling to reconsider your beliefs when they are based on faulty math and thus don’t reflect the underlying reality here. A plumber, doctor, teacher, cook, etc does
404.
by Retric 7mo ago
Again you assume a year delay on a workers full salary before the company gets compensated. Cash flow rarely works like that. Uber driver does what 2 weeks of work before getting paid, they also front the cost of their car and gas etc. Me
405.
by Retric 7mo ago
Not if they are compensated during the year. Grocery stores have slim margins, but if you make 10k after selling 1M worth of stock buy turn over that stock 12 times a year that’s ~12% annual ROI not 1%.
406.
by Retric 7mo ago
You can use a lot of those authentication / bank apps on a tablet without issue. Obviously it’s worth verifying before making the swap to a flip phone, but I like having minimal apps on my smartphone so I still have a backup if needed
407.
by Retric 7mo ago
The safest street designs still result in automobile fatalities. You can at best mitigate the issue with better street designs but not address the underlying issue. Failing to acknowledge cars as the root cause may be comforting, but it bli
408.
by Retric 7mo ago
History shows the timeline of dependence here. Before the introduction of cars, “poor road engineering practices” wouldn’t result in those deaths. So clearly it’s cars that are necessitating sidewalks, etc. Same deal here, if something “bec
409.
by Retric 7mo ago
Seems like a direct response to me. >> How is this the fault of AI? > This particular "AI bogeyman" isn't just AI; it's cops with AI You can’t separate the thing from how it will be used. It’s like arguing that
410.
by Retric 7mo ago
It’s not just the economy, the US population increased 20% over that period while the number of tellers dropped by around 16%. Net result ATM’s likely cost ~30-40% of bank teller jobs. Population is really important to adjust for in employm
411.
by Retric 7mo ago
> Or it could be from a user who previously owned a lifetime Builder's Club subscription, which is now grandfathered in to Roblox Premium, and receives Robux monthly despite only making a one-time payment. > My point here is to d
412.
by Retric 7mo ago
If they disclaim warranty and reliance that’s relevant to the person they are selling data to, but not to the harmed party.
413.
by Retric 7mo ago
I was being sarcastic with my how ridiculous post. > mistakes if you see any https://create.roblox.com/docs/monetize-experiences First no mention of the float between purchase of Roblox and transactions, but whateve
414.
by Retric 7mo ago
> whom charge a 12% cut on all money spent on gaming apps How ridiculous, why that’s almost as high as what Roblox does below. > ~20% more Robux than buying through an app store 1 / 0.7 = 43% more money. Which might not be such a
415.
by Retric 7mo ago
None of what you said counters anything in my post. > Roblox hosts your multiplayer gameservers in its pops for free > free > no fees A middleman that takes a huge cut isn’t doing anything for free. Can you at least try and have an
416.
by Retric 7mo ago
> Post-appstore cut it's 42% That’s ~60% of the post AppStore cut or 42% of the total. If they took 42% of what remained developers would be getting more money than them. Further there’s no App Store cut when people buy this stuff
417.
by Retric 7mo ago
> making for a near industry-standard 33% cut. LIES, from that link: “On average, 67% of all spending in experiences supports OR goes to developers.” Supports here does not actually mean they get paid that money. Later it mentions the
418.
by Retric 7mo ago
Gravitational waves, though in the vast majority of case they are extremely weak. https://en.wikipedia.org/wiki/Gravitational_wave
419.
by Retric 7mo ago
Wordle involved actually selling the rights to something not just allowing AI to be trained on it while he kept the website. That’s really not a reasonable comparison to what is being sought. As to global artists, I was suggesting the major
420.
by Retric 7mo ago
This isn’t ownership it’s a license. I think the vast majority would agree to let AI companies train on their art for 10k let alone 200k. Don’t forget the average global salary is way below what you see in the US. Put another way how many

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