OrlandoHakim

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by OrlandoHakim 5y ago
I worry about potential retribution from the Russian side if provoked by the US. America is, after all, wholly dependent on Russia to return astronaut Mark Vande Hei safely to Earth later this month. I don’t want this to happen, obviously b
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by OrlandoHakim 5y ago
A more plausible scenario is Russia refusing to bring back American astronaught, Mark Vande Hei and leave him stranded on the ISS to find another way home - at least according to this article. [0] [0] https://www.pennlive.com&#x2
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by OrlandoHakim 5y ago
That was my experience in fact. Therapists would participate in-network while young and inexperienced but would move out of network once they had more experience, a specialization, or a more established practice. What that meant was if you
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by OrlandoHakim 5y ago
This happened to me and I found the practice extremely deceptive. In California it is nearly impossible to find therapy or similar services that don’t charge much more than the per service maximums allowed by Anthem Blue Cross (and likely o
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by OrlandoHakim 5y ago
Perhaps you missed my other comments on this thread where I explained multiple ways to earn savings rates on stablecoins that significantly exceed the inflation rate. No traditional bank offers similar options.
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by OrlandoHakim 5y ago
Fair enough. I still use my credit card for most purchases also and I too appreciate the ability to chargeback if needed. Still, it is important to appreciate that consumers do pay a premium for this feature on all transactions built into t
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by OrlandoHakim 5y ago
Probably true that most payments still go through traditional payment rails. Crypto is still an emerging technology and most people don’t own crypto. I still find it interesting to know that one can pay for a Big Mac or a Latte using stable
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by OrlandoHakim 5y ago
Good questions! I think the answers in both cases is a resounding NO. However, as Gabriel Weinberg mentioned in his post, DDG already displays content warnings on questionable sources and I would be very much in favor of that over outright
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by OrlandoHakim 5y ago
Not pro-propaganda, but was supposed to be un-biased. This Tweet certainly didn’t age well: “When you search, you expect unbiased results, but that’s not what you get on Google” @DuckDuckGo 4/6/19
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by OrlandoHakim 5y ago
This is an awesome visualization. A couple feature requests that would improve this - have an option to show the reverse of Min/Max days. i.e. Show me places where the temperature is below an extreme for a minimum number of days. - bet
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by OrlandoHakim 5y ago
I was curious and from further investigation I came across this article on hedonic adjustments which goes through several examples [0] The author explains that for all practical purposes hedonic adjustments only happen in one direction and
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by OrlandoHakim 5y ago
As GP, to clarify, that was my takeaway - that they intend to forego in-app telemetry completely. Apologies if I was mistaken in my assumption but that was my read. If true, it is a bold move and a strategy I would love to employ if I could
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by OrlandoHakim 5y ago
Speaking as someone who has worked in the crypto space, I tend to agree. This play is about offering well-made shovels to the industry. The regulatory hurdles of getting into or out of fiat from crypto make it nearly impossible for all but
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by OrlandoHakim 5y ago
I think that’s a reasonable request. Inflation rose at a 7.9% annualized rate in February. However, I’ve always been bothered by the official inflation numbers as they use a single gameable metric (CPI) to describe a complex phenomenon. The
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by OrlandoHakim 5y ago
As a product manager I just want to say how impressed I am about Orion’s decision to not do any form of in-app tracking and instead to actively solicit and act on user feedback. This kind of decision takes courage in this day and age of det
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by OrlandoHakim 5y ago
Whether consumers realize it or not, the risk of chargebacks does increase the cost to the merchants which they absolutely pass onto consumers in the form of higher prices.
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by OrlandoHakim 5y ago
[Deleted]
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by OrlandoHakim 5y ago
Correction: They make money by selling your transaction data to hedge funds and advertisers for profiling and targeting.
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by OrlandoHakim 5y ago
Right now the average on-chain Bitcoin payment for $0.94 USD. I bought a conference ticket a couple weeks ago from someone in Thailand for $0.24 USD. One confirmation took 6 minutes. This isn’t a Lightning payment which would be nearly inst
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by OrlandoHakim 5y ago
The average consumer is currently facing the prospect of high-inflation, exploding gas prices, and is facing a real challenge if they want to safely save the purchasing power of their earnings. I consider these to be important problems to s
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by OrlandoHakim 5y ago
I can’t speak to the payments solution https://chai.finance/ but UST is censorship-resistant like Bitcoin and does not have chargebacks. I consider that a feature, not a bug.
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by OrlandoHakim 5y ago
https://www.terra.money - to learn about Terra, founded by Do Kwon a Korean Billionaire entrepreneur They offer many currrency mirroring stablecoins including Korean Won in addition to the US dollar-pegged coins. https:/&#
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by OrlandoHakim 5y ago
Read my response to user SketchySeaBeast below. The 19.53% APY payout rate is not fixed and not guaranteed, just as the interest rate paid in bank savings is not fixed nor guaranteed. The principle and any interest earned to date is insur
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by OrlandoHakim 5y ago
It’s true that txs take more time and money in POW chains such as Bitcoin or Ethereum, but it is certainly not true of many many other cryptocurrencies. For example, Terra is a Proof of Stake blockchain with negligible fees and a 6 second s
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by OrlandoHakim 5y ago
As I mentioned in a sister comment, I don’t endorse any of these insurance products as I personally haven’t done the research. Also, as with any insurance product the devil is in the fine print and it pays to understand their ability to pay
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by OrlandoHakim 5y ago
They claim they payout if the stablecoin:USD peg is broken by x% for more then y days OR if the smart contracts are expoited in unintended ways (read hacked) The other insurance products provide similar payout policies. The Anchor Protocol
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by OrlandoHakim 5y ago
Three options I am aware of are Nexus Mutual, InsureAce and Bridge Mutual. Fair warning, I am not endorsing any of these as I haven’t done the research on the insurance options yet.
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by OrlandoHakim 5y ago
Nexus Mutual and InsureAce are two independent entities but still those are fair points. However did you know that FDIC insurance only requires 1.35% reserves? Of course they can also have the FED print money which drives further inflation
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by OrlandoHakim 5y ago
Three separate insurance companies offer similar rates to protect stablecoin savings so the market seems to disagree. These are all well capitalized insurance programs run by well-known entities so - not fly by night outfits. That said none
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by OrlandoHakim 5y ago
The current payout rate is 19.53%, so nets to 17% after paying for insurance to a 3rd party. The accounting is transparent and on the Terra blockchain so it certainly isn’t a Ponzi scheme. However the payout rate is not guaranteed or consta

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