Kirby64

39 ms·

811.
by Kirby64 2y ago
Obviously. Which is why 20:1 leverage (5% down) is kind of foolish, since you can quickly become underwater on a house purchase if the value shifts. At 5:1 leverage though, you still maintain enough equity to weather any valuation swings if
812.
by Kirby64 2y ago
Assuming it's market condition based and not specific to your house, rents would easily pass along insurance rate hikes to you as well. I don't see much difference in insulation from that for renting vs. buying.
813.
by Kirby64 2y ago
Anyone buying a house with a mortgage generally is taking a 5:1 leverage (a 5% down loan is 20:1 leverage) position on the house. Making $100k on a $200k investment, with 5:1 leverage means making 100k on a 40k investment, which isn't
814.
by Kirby64 2y ago
There are dozens and dozens of J1772 chargers on Amazon with varying price points, and you can easily find 30A capable chargers that offers a 20-30 foot cable for $150. I don't know if they're skimping on the wire thickness, but f
815.
by Kirby64 2y ago
Just the J1772 cable quoted in this is $140-150... plus however much an enclosure, arduino, etc etc is. How is this low cost? J1772 chargers can easily be found for this cheap or cheaper. 16A chargers go for $120ish these days, and 32A capa
816.
by Kirby64 3y ago
Old machines typically didn’t use ceramic capacitors, though. You’d be limited to film or more likely electrolytic capacitors. They only get so small and are typically leaded, especially for older stuff.
817.
by Kirby64 3y ago
I guess we’d just disagree. Wiper fluid is already its own button on the steering wheel, and that’s pretty much the only one that I’d say it’s important to have a dedicated control (besides “mist” single wipe, which is the same button just
818.
by Kirby64 3y ago
The technical reason is important, though. If it was totally free I suspect they’d allow it to function, but it doesn’t… so burdening the 200M iPhones with the additional cost of the pencil hardware is a trade off not worth taking. Just lik
819.
by Kirby64 3y ago
What? The Apple Pencil works because there’s a special digitizer layer on the screen for pencil compatible devices that allows it to work. This isn’t included on the iPhone. Same reason a Samsung S-Pen doesn’t work on devices that don’t sup
820.
by Kirby64 3y ago
Seems like a time and a place for it. As an example, Harbor freight has been selling cheap junk from china for many years. It has its place, if you know how to use it. Often times even cheaper than just renting a tool without any of the has
821.
by Kirby64 3y ago
I’d agree there’s plenty of future promises for Tesla software especially around FSD, but the examples you all listed are just not true on a Tesla today. There’s a slider on the screen to let you pick forward or backward. No need to let sof
822.
by Kirby64 3y ago
Individual semiconductors everywhere I’ve seen (I work in that industry) still generally design for lifespans that are at minimum 10 years under worst case conditions (which is typically worse process corner plus worst temperature). I don’t
823.
by Kirby64 3y ago
I’m sure you’re being hyperbolic, but consuming 10k calories per day shouldn’t be easy for anyone. No matter how hyper palatable your food is, 10k calories is an absolutely absurd amount of calories and would make most people feel sick. Tha
824.
by Kirby64 3y ago
The amount of dietary fat needed for humans to survive is very small. Most studies I’ve seen suggest the amount is close to 30-50g/day (depending on your weight) before there’s any meaningful long term health problems. Dietary carbs ar
825.
by Kirby64 3y ago
Interesting. Just a quirk of different regions then. In the US it’s essentially assumed that incidental use from friends and such is such a small usage that the insurance risk is minimal. To be clear, insurance for US vehicles typically onl
826.
by Kirby64 3y ago
There’s nothing different in terms of store bought “homemade style” cookies and a homemade cookie in terms of badness for you, unless perhaps your grandma didn’t make very good cookies. I can easily make cookies at home that are more palata
827.
by Kirby64 3y ago
You can drive a truck through the Nova food classifications. Every single thing on that list is couched with “typically” or “primarily” or “mostly”. Reading it really reeks of “you know an ultra processed food when you see it” which is unhe
828.
by Kirby64 3y ago
By default most insurance policies (in the US, at least) cover incidental occasional use of drivers you permit to use your car that don’t actually live with you. They have to be licensed to drive, but that’s essentially the only restriction
829.
by Kirby64 3y ago
It’s even better for delivery vans, too: EVs thrive in repeated stop-start conditions, which is what Amazon cans frequently do. It seems like only a matter of time before other similar vehicles that are more industrial make this shift (eg,
830.
by Kirby64 3y ago
I don’t think most people (besides some naive readings of that research) should come to that conclusion. The proper conclusion is that it will offset some of the calories burned by exercise through reduction in NEAT (non exercise activity t
831.
by Kirby64 3y ago
Does the manual actually state this? Seems like it just cautions you not to do that, which is likely due to water spotting that occurs when you wash a car in direct sunlight. Not really harmful, just leads to quick water spots and a shitty
832.
by Kirby64 3y ago
The “car wash mode” just does a few things that are important to an auto car wash: allows the vehicle to roll in neutral (so the tire pushers can work) without shifting to park, turns off auto wipers, disables the charge port from opening,
833.
by Kirby64 3y ago
The M1 Max is also 2 generations old, and ~3 years old at this point. Seems like a fair comparison to me.
834.
by Kirby64 3y ago
You’re focusing on a statement from the owners manual that’s no different than any other car with paint, though. You gotta look at the whole picture. Is a ford bronco rugged? What about a jeep wrangler? How about a rivian? Cause every singl
835.
by Kirby64 3y ago
Depends on how you quantify rugged or durable. It certainly seems far more resilient to dings/dents/scrapes, which the average car is definitely not resilient to currently. Whether it handles rusting/environmental conditions
836.
by Kirby64 3y ago
Are you specifically anti-Tesla? Let me help you, since you can't seem to find these on Google, here's two: Kia EV6 Manual: https://www.kia.com/content/dam/kwcms/au/en/files/owners-man
837.
by Kirby64 3y ago
I don’t know where you’ve been, but you can find endless articles about bird poop etching paint. With plenty of photos too. Here’s a few: https://www.adamsforums.com/topic/38396-can-this-be-removed-... https:/&#x
838.
by Kirby64 3y ago
Literally any car will have its clear coat eaten away from the same list of corrosive substances. It’s very common to get rings around where bird poop drops on a car and sits, because it etches the clear coat. Don’t see how this recommendat
839.
by Kirby64 3y ago
Transistors are nowhere close to 1nm right now. Current 3nm stuff is something like 20-40nm wide depending on how you measure it.
840.
by Kirby64 3y ago
FM radio using the 3.5mm jack has nothing to do with the jack itself. You could make a USB-C to 3.5mm jack that does FM radio reception too… or any long cord. The reality is nobody (comparatively) wants FM radio anymore. They barely did whe

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