Just_Smith

7 ms·

1.
by Just_Smith 7y ago
As you said - that's ideal. The home people trade-up to is usually more expensive than the home they move from (not counting empty-nesters) and - ideally - there will be a myriad of factors that can help one finish paying off their new
2.
by Just_Smith 7y ago
The remark I was responding to was "can you live in the same property for 30 years". Changing homes is not living in the same property, so I believe I chose the correct metric. Home ownership does not guarantee that you will be in
3.
by Just_Smith 7y ago
SOME people renovate their houses SOME of the time. Our biggest market is trade-up buyers, which is usually viewed as the alternative to remodeling. The housing market has been on an uptick since 2008, which increases the rate of trading-up
4.
by Just_Smith 7y ago
>Can you live in the same property in 30 years? ...can you? Even owning a home doesn't guarantee that you'll be able to live comfortably in one place for 3 decades. Median homeownership is usually shorter than 15 years[1]. (Per
5.
by Just_Smith 7y ago
That's the beauty of serving mostly read-only data - you can just cache the most frequented pages. I can't think of a time that I clicked on a link for Stack Exchange that wasn't served via a search engine. I've never pu
6.
by Just_Smith 7y ago
Well it's also a sport in it's infancy, not a more-than-a-century-old sport that's literally called "America's Pastime". Maybe when it's older than a couple of decades, the social factor of the sport will
7.
by Just_Smith 7y ago
"E-sports is this funny thing where everyone outside of my bubble seems to talk about but I have yet to find one person in my bubble who actually gives a shit about it. Like seriously, where is the interest??" The answer is "
8.
by Just_Smith 7y ago
Agreed - As someone who enjoys the taste and the effort being made, Impossible burgers still feel very much like a novelty. There are several restaurants in my area serving Impossible burgers, but they are usually the most expensive burger
9.
by Just_Smith 8y ago
This would be better titled "a comprehensive guide to aspect-based sentiment analysis using our service." It only abstractly defines how to do it, so I would definitely not call it a "comprehensive guide" (though I'
10.
by Just_Smith 8y ago
It is indeed an argument, and the idea that the laws around landmines and chemical weapons are what caused them to occur less is very selective reasoning. Those two cases are weapons that have a blowback towards those who wield them (Korea,
11.
by Just_Smith 8y ago
...Does anybody consider all the existing bug bounty programs "PR stunts"? You seem like you're fishing for a reason to continue disagreeing, and you're most certainly putting words into a stranger's mouth. A bug bo
12.
by Just_Smith 8y ago
I had a feeling it was more complicated than the interviewee made it seem. It almost made me want to get their book, just to see what new model they had in mind. Sure, the UN model is imperfect, but all the measures used directly tie to pop
13.
by Just_Smith 8y ago
Having grown up in trailers, I wholly disagree. Every trailer I've lived in is larger than any tiny home that I've seen, as they're striving to be as close to a "normal" house as possible. Tiny homes come from a com
14.
by Just_Smith 8y ago
Difference and equality are not mutually exclusive concepts, because "equality" is based on what you're measuring. A chicken sandwich and a burger are "different" but "equal" in value. Two markets in the c
15.
by Just_Smith 8y ago
Sensationalism is definitely the right word for this. The article talked more about "white-noise attacks" on NNs than anything else, but I've yet to hear of a white-noise attack that did anything worse than make a NN misident
16.
by Just_Smith 8y ago
I'm not sure if it qualifies as lying when both involved parties are aware of it. Escapism isn't the same as deception, as one entails a person willfully relinquishing reality and the other entails a person subversively creating a
17.
by Just_Smith 8y ago
Except when upload a fake image as your profile picture. Facial detection algorithms are some of the most refined ML algorithms today. There are already plenty of social media sites that check profile pictures for the presence of a face, an
18.
by Just_Smith 8y ago
I don't believe that copyright destroys culture, but I definitely believe that it limits it. Increased copyright policing in Japan could have an effect on a lot of dōjin circles, where a lot of derivative artwork occurs. I find dōjin a
19.
by Just_Smith 8y ago
I'm curious what pattern you're trying to illustrate with the '06-'08 home values compared to now, and why 10 years ago is something you consider "normal". The market crash showed that the valuation of homes fr
20.
by Just_Smith 8y ago
I'm not criticizing the existence of deposits, but increasing the size of deposits for high-risk customers is without a doubt a cash-grab on the poor. Deposits exist to protect the issuer of the property from a potential delinquency. W
21.
by Just_Smith 8y ago
To elaborate on your point a little further, because I think a lot of people truly don't understand this: having no credit is worse than having bad credit, so the argument that being conservative with your finances is all you need is b
22.
by Just_Smith 8y ago
I agree - so long as financial credit comes with perks, people are going to be apologists for its flaws. Now that I work in software, keeping good credit is a non-issue. However, when I was making less than $10k/yr, it was the bane of
23.
by Just_Smith 8y ago
I'm a bit surprised that people in this thread don't seem to understand the parallels between social and economic status. It's not some grand revelation either - it's pretty much common knowledge. There's obviously
24.
by Just_Smith 8y ago
Just curious - why do you think a centralized system would be superior to a decentralized system? That would allow the norm to be dictated by the central authority, and not through public consensus.
25.
by Just_Smith 8y ago
I'm not an advocate of the death penalty, but there's quite of bit of due process between an American citizen and the death penalty. Killing in the absence of due process, as with drone strikes on rogue US citizens, is significant
26.
by Just_Smith 8y ago
It looks as if it began mid-70s. You can see the red and blue start diverging then, though the line stroke width causes some overlap. The heavy divergence begins in the 80's, as you pointed out. I think confirming your theory would be
27.
by Just_Smith 8y ago
"price" is an autocorrection of "precise"
28.
by Just_Smith 8y ago
Because infinite numbers are not a natural expression of discrete measurements, and when it comes to being price 1/3 = 4 is always going to be easier to put your finger on than 1/3 = 3.333. I work in software and data analysis in
29.
by Just_Smith 8y ago
Ha! I'm happy for your apparent virtuosity, but the whole of America's construction industry is quite a few years into disagreeing with you.
30.
by Just_Smith 8y ago
Correct - I've admittedly had a few beers. Which might be obvious due to me debating the merits of the number 12 on the internet.

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