Danieru

12 ms·

91.
Tell HN: Gitlab wants us to pay for support.. to fix their billing issue
15 points by Danieru 4y ago|3 comments
92.
by Danieru 4y ago
Are you basing this on real knowledge or a guess？ My understanding, from when I lightly researched Japan Steel as a stock, was that car makers want fresh steel with higher guaranteed performance. Thus they can use less steel and reduce weig
93.
by Danieru 4y ago
Sorry, you are not getting what OP was confused about. The OP thought 10dollar of loans existed for every 1dollar of deposits. That is what I address. Instead for every say 9 dollars of loans there exists 10dollars of deposits. You are agr
94.
by Danieru 4y ago
You are confused about how fractional reserve works. The 10x multiplier is on the bank's equity. For every dollar of home loan there is a dollar or more of deposits. The multiplier effect of fraction reserve occurs over iterated loans
95.
by Danieru 4y ago
Yup, and a vanilla install will cost say 150$. Non vanilla installs still exist on the price list. Mini splits transform HVAC into Lego, and a competitive market for install is the future.
96.
by Danieru 4y ago
2 Billion is only what they lost on the ATM portfolio. What triggered the attempted capital raise. The unrealized loses were a further 16Billion+. 18Billion lost of a capital base of 200Billion is clearly a big deal.
97.
by Danieru 4y ago
The subject of OP's post is the non-insured deposits. No one, yet, has expressed doubt on the credit of the FDIC. Sub 10% of SVB's deposits were insured. Meanwhile SVB's HTM bonds have taken a 20%+ loss which will, barring an
98.
by Danieru 4y ago
I don't think "being made whole" means what you think it means.
99.
by Danieru 4y ago
You nailed it I think. Right now there will be a lot of chatter if the root cause was industry concentration, mark to market, junior VCs scaring gulible founders, or as you pointed out: duration risk. I think in five years the common narrat
100.
by Danieru 4y ago
It costs what, a transfer, a bit of explaining to the accountants, and a few days lost interest, to protect your company if SVB pulls through. If you risk it and SVB goes into receivership: you might fail to make payroll. You might not have
101.
by Danieru 4y ago
NPR did a story fourteen years ago covering a real life example: https://www.npr.org/2009/03/26/102384657/anatomy-of-a-bank-t... This being a bit different, the most likely scenario will be SVB getting b
102.
by Danieru 4y ago
The coins, both the giving of and the expiring, are 100% a Japanese culture thing. Most japanese residents can tell you near every store will have a points card system where you get 1% back in points. Or 0.5% for the stingy super markets. W
103.
by Danieru 4y ago
I migrated to Midagu and am very happy with it. It has a nice logical volume strata pricing model which works perfect for a small company like us. Granted we're a bootstrapped business so our economics are important to me. Workspaces w
104.
by Danieru 4y ago
Protip for other gamedevs: when a player reports a bug you already know about say "thanks for the report, the fix will be in the next patch". It is not the players fault patches take time to get through QA. Nor should there be an
105.
by Danieru 4y ago
The bigger reason is the japanese market demands efficiency. Buyers compare running costs. Thus Japan acting as a breeding ground for cheaper, replaceable, mini splits. The American manufacturers sold into the HVAC specialist market which w
106.
by Danieru 4y ago
As yes the new modern Canadian greeting: "And a quick cheap death to you too". You say "peaceful" but did you actually ask them after the death if it was peaceful?
107.
by Danieru 4y ago
Only in Canada is sending your sick elderly out on an ice float called "health" care. Cheap though.
108.
by Danieru 4y ago
You can buy vans from that company for 60k. Yes renting is more expensive than a hotel. But good luck taking your hotel room on the highway.
109.
by Danieru 4y ago
That data is pure fantasy.
110.
by Danieru 4y ago
> We retrofit spray foamed the house (don't, dumb idea, definitely not the attic if you're reading this) Can you elaborate? We are considering moving into an older house and renovating. Adding insulation being part of the idea.
111.
by Danieru 4y ago
Sounds like the sort of complex setup developed prior for other more exotic use cases...
112.
by Danieru 4y ago
> Certainly it worked better in the 80s. This is such an American/Chinese perspective. Both countries where the growth and promising future gets people excited. You are being dazzled by the growth and bubble. Bubble era Japan indeed
113.
by Danieru 4y ago
Coinbase is unprofitable _everywhere_. The US market being their largest is thus their most unprofitable. You don't see them announcing a withdrawal from the American market. Only the FSA regulated market.
114.
by Danieru 4y ago
The context is that the Japanese regulator, FSA (Financial Services Agency) which regulates Banks, Cyrpto, and Brokerages is scary. Notice how Coinbases statement is quick to reassure no Japanese assets have been comingled. Not Americans as
115.
by Danieru 4y ago
"I talked to a bunch of horse tamers and they say cars are just no good. So I bought another horse. I don't see all the hype" Similar issue in the states. HVAC specialist trash talking mini splits because a mini split's
116.
by Danieru 4y ago
Examples are hard to remember. Often modern movies are attempting to subvert the tropes. Thus as parent comment mentions you might notice the structure of the film is doing X only to subvert that expectation. For me the most memorable time
117.
by Danieru 4y ago
Watch lots and lots of YouTube video essays. Soon you too can find meaning in small director decisions. Be warned, it is a super power those watching movies with you may regret.
118.
by Danieru 4y ago
Also, and this is the big point: AI is not meant to win. Being better at playing the game is not the primary directive of video game ai. The primary directive is to entertain the player(s). An AI that loses every round is 100% compatible wi
119.
by Danieru 4y ago
Vine
120.
by Danieru 4y ago
Nintendo held onto this no os approach into the Wii era. Hence if you ran a japanese version game on a north American Wii you got the japanese Wii pause menu. Meanwhile the PS3 and Xbox 360 had hypervisors.

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