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As soon as I have to fumble around looking for an app to launch, it's already easier to just pull out my credit card. I'll just be doing that. Apple Pay is jus
by nsxwolf 12y ago
As soon as I have to fumble around looking for an app to launch, it's already easier to just pull out my credit card. I'll just be doing that.
Apple Pay is just easy enough that I will use it.
- spb 12y agoGoogle Wallet launches as soon as you tap your phone to the NFC reader.
- goatforce5 12y agoGoogle Wallet and Apple Pay both have special status on their phones. The CurrentC app will be just another app I assume, and so will be trickier to use than Wallet or Pay. I'm guessing the retailers disabling NFC at the moment are just trying to stall things until CurrentC is ready. i.e., they don't want people to get comfortable using alternatives before they have a chance to launch their app.
- MBCook 12y agoSo Appple Pay / Google Wallet is "touch phone to thing, enter password/fingerprint." According to an article [1] on how this competing product works: "The application can be downloaded for free from the App Store and Google Play Store. Available for both iOS and Android devices, it is designed to ‘simplify and expedite the customer checkout process by applying qualifying offers and coupons, participating merchant rewards, loyalty programs and membership accounts, and offering payment options through the consumer’s selected financial account, all with a single scan.” "Using CurrentC mobile payments the point-of-sale displays a QR code for the customer to read with their phone. "The QR code generates the payment token on the smartphone which verifies the shopper’s presence, identity and initiates the transaction between the merchant and the bank. "The phone connects with the cloud for authorization and sends the approval to the merchant. [1] http://mainstreetinc.net/currentc-mobile-payments-alternative/ http://mainstreetinc.net/currentc-mobile-payments-alternativ...