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> If insurance works as you describe it it wouldn't make sense at all and everybody would individually be responsible for her entire medical cost. With partiall
by RobAley 12y ago
> If insurance works as you describe it it wouldn't make sense at all and everybody would individually be responsible for her entire medical cost. With partially ruinous consequences for the individual.
I think that's his point.
- readme 12y agoThe exact costs will never be calculable in advance. We are never going to reach a point where we can accurately predict whether someone will be hit by a bus or shot.
- Scoundreller 12y agoBut we're getting better and better at it. And better at real-time charging and paying for insurance in micro-increments. Predicting over the course of a year is hard, over the next microsecond, not so much. Going to the gun range? Your insurance premium just went up by $6/hour. Speed in your car? Slam on your brakes suddenly? Driving quickly in heavy traffic? Drive at 3AM on Saturdays?