3 ms·

I could give you my bank account number, name, phone number and email address and it would make no difference. My bank uses none of these things to identify me.

• pbhjpbhj 17y ago
  Really? What do they use? Do you think I could find when you're on holiday, then call the bank [apparently] from your phone number and with the account details and say "my brother has been killed interrupting a robbery, could you halt the account" ... would that make a difference? I wonder if they'd need anything more than a [forged] death certificate to cash out the account? You carry plenty of cash on holiday don't you, so that when your accounts stopped you can get home quickly? a little info + social engineering >= lots of hassle
  • Jem 17y ago
    My bank use a unique 12 digit number and a PIN I've chosen (and THEN my full name, address, etc). I don't have my account set up for telephone banking. I don't go on holidays, except perhaps local expeditions. Easy peasy to get home. Your forged death certificate wouldn't get you very much - I keep the majority of my money in other accounts. Don't get me wrong, although I keep my money fairly secure I know what you're getting at. But, I think it's a big leap of faith to assume that someone who has a go at guessing known easy passwords is also going to fill in their bank account details too.