This seems kind of a dumb analysis since you will be signing people up for years and it will only get cheaper. If it didn't get cheaper it would be scandalous.

This seems kind of a dumb analysis since you will be signing people up for years and it will only get cheaper. If it didn't get cheaper it would be scandalous. This article also seems like a win for federalism. Hawaii's exchange is really expensive. California's isn't as cheap as the Federal Government but it was way more reliable. Having alternatives lets you compare how programs are performing.