9 ms·

Does anyone think there is room for a new mint-like service?

• maaku 13y ago
  Yes, yes, and one more emphatic yes. Mint.com never satisfied my needs. I'd like a double-entry ledger, and proper non-USD asset support[1] please. [1] Not even GNU cash gets this right. See: http://www.mathstat.dal.ca/~selinger/accounting/gnucash.html http://www.mathstat.dal.ca/~selinger/accounting/gnucash.html
  • erikb 13y ago
    open your linked blog article and see the note at the top ;)
  • uvince 13y ago
    Need all that? You might like to try Quicken.
    • sliverstorm 13y ago
      Agreed. It's not the end of the world to pay for software if it meets your needs, IMO. I just picked up Quicken, myself.
    • maaku 13y ago
      Quicken is a single-entry ledger, and therefore by nature doesn't handle non-currency and foreign currency assets properly either..
• imkevinxu 13y ago
  I've been thinking about that for a while. Besides a different design and time to reach feature parity, what would be the "unique" thing to solve the problem of managing one's finances?
  • DLarsen 13y ago
    As a hobby project, I'm working on a tool to help improve spending habits. I'm not crazy enough to imagine I'd ever reach feature parity with mint, but I personally know plenty of folks who use the well known personal finance tools yet seem to make a lot of careless purchases they later regret. And while mint is fine for what it does, I don't think it really points you in the direction of disciplined, thoughtful spending. If you want to stick to a budget but you find it hard, I think there's an opportunity for a more focused tool. More than simply building a savings account, the other side of the coin is making your spending more meaningful by reducing impulsive buying. Saving a few bucks here and there with coupons or promotional discount is way too easy to spoil with just one thoughtless purchase.
    • higherpurpose 13y ago
      I think gamification of "saving habits" would be very interesting - something to encourage you to save more. But it shouldn't take a lot of time to set-up or be confusing. If it would be automatic, even better.
      • epaladin 13y ago
        The set up time is important- it seems to take too long to really get Mint set up to the point where it's useful, and then you still spend a lot of time recategorizing transactions so that you can know where your budgets really stand. I know that's not an easy problem to crack, but something with less detail that can encourage better overall spending/earning/savings trends would be pretty useful.
  • jmduke 13y ago
    I don't know if this exists (as someone who uses Mint but doesn't know the space well), but I would kill for a service that aggregates and simply reports my monthly bills for me. I don't need Mint's level of granularity and feature parity: I need a service that reminds me about the $5/mo I'm paying on a subscription that I haven't used in two years.
• _jsn 13y ago
  Yes. There's a ton of room for innovation and I don't have a lot of faith in Intuit to do any of it. I feel like I'm constantly thinking of things I'd improve about Mint.
• cjrp 13y ago
  One that supports England would be nice.
  • yen223 13y ago
    Really, one that supports any other country that isn't the US.
  • Anderkent 13y ago
    moneydashboard somewhat does, but I'm not sure how good it is.
  • ubercow13 13y ago
    You could try ontrees.com or moneycenter.yodlee.com
• ry0ohki 13y ago
  Sorry to plug it twice in this thread, but I've launched one, https://www.BudgetSimple.com https://www.BudgetSimple.com would love your feedback!
  • deelowe 13y ago
    I think mint does budgets well, but fails hard at tracking investments and assets. I looked at budgetsimple before, but this is what turned me off.
    • GBond 13y ago
      I use wikinvest.com for tracking investments and assets.
      • deelowe 13y ago
        I tried wikinvest, but it really just for brokerage accounts. I'm big into real estate. Currently, nothing fits my use case better than mint and mint is not ideal (e.g. can't do cashflow). Also, I want a single place to see my networth as it's a huge factor in understanding my progression towards retirement. Having multiple interfaces makes this difficult.
        • crisnoble 13y ago
          I too have not found a solution for this, so I use a good old fashion spreadsheet. That said, I really wish something existed that did not require a monthly update on my part.
        • wizonesolutions 13y ago
          Good ol' Yodlee MoneyCenter is pretty decent at tracking net worth. https://moneycenter.yodlee.com https://moneycenter.yodlee.com. I don't log in much nowadays, but I remember it is pretty easy to add asset values and get them figured into net worth. You have to keep manually-input stuff updated, of course. Several of the companies that offer bank feeds ("add your account") use Yodlee's data.
• cddotdotslash 13y ago
  If you're serious about financial tracking and don't mind paying $100 a year, there's a site called PocketSmith [0] that's a beautiful, clean, and fuller-featured version of Mint. They have a free version but it only supports credit card accounts and 12 budget categories. I just started using it two days ago and it blew me away. [0] http://pocketsmith.com http://pocketsmith.com
  • deelowe 13y ago
    Does pocketsmith do auto loans, mortgages, brokerage accounts, 401k, and home values (e.g. via zillow)? Where most online tools fail is with investments. Especially real estate (rentals in my case), which is where most of my money is allocated.
    • cddotdotslash 13y ago
      They do have mortgage and investment accounts, but I've not been impressed with their investment planning tools. There isn't much in the way of historical trends, etc. Regardless, the checking / savings / credit aspect is incredibly detailed so it works well for me (not much real estate). It is pricey, but I am willing to pay to escape Mint's interface.
• esamek 13y ago
  www.hellowallet.com If anyone is interested in an account with us for user research, leave a reply. It's normally $100 a year. I'll circumvent that.
  • phoen 13y ago
    I'd like to give it a go.
    • esamek 13y ago
      follow this link to get a free account. limiting to 20 people max for now. https://my.hellowallet.com/PublicHWWebApp.html?p=hackernews#CreateYourAccount https://my.hellowallet.com/PublicHWWebApp.html?p=hackernews#...
  • mdu 13y ago
    I'm interested as well. Thanks
    • esamek 13y ago
      follow this link to get a free account. limiting to 20 people max for now. https://my.hellowallet.com/PublicHWWebApp.html?p=hackernews#CreateYourAccount https://my.hellowallet.com/PublicHWWebApp.html?p=hackernews#...
  • gergles 13y ago
    I'd be interested in it as well. My email is in my profile.
    • esamek 13y ago
      follow this link to get a free account. limiting to 20 people max for now. https://my.hellowallet.com/PublicHWWebApp.html?p=hackernews#CreateYourAccount https://my.hellowallet.com/PublicHWWebApp.html?p=hackernews#...
  • intothev01d 13y ago
• deelowe 13y ago
  YES! One for power users would be great.
• livejamie 13y ago
  http://check.me http://check.me (formerly PageOnce) is doing good things in this space.