As a buyer, paypal is horrible too. Particularly when they conveniently decide to suspend the ability to immediately xfer payment out of a verified bank accou

As a buyer, paypal is horrible too. Particularly when they conveniently decide to suspend the ability to immediately xfer payment out of a verified bank account, leaving you with a 3-5 day electronic check or signing up for "bill me later" as your only options for making a payment when your balance is 0. I'm sure it's all about fraud detection, and nothing to do with selling more people on "bill me later". "has no safeguards or way to charge back when I could just use fiat, have safety and feel better knowing the money I just spent won't be worth 10% more tomorrow." Indeed. This is what keeps me out of cryptocurrency. In spite of how crappy paypal is (or can be) for buyers.