I have taken investment from people I trust using boilerplate convertible notes that I know and understand. The "people I trust" part is important, as is the "

I have taken investment from people I trust using boilerplate convertible notes that I know and understand. The "people I trust" part is important, as is the "that I know and understand" part. Common sense dictates that you probably don't want to take investment on terms given to you by a total stranger that you don't fully understand. If you've never done this before and/or you don't understand the docs you're using, you should probably consult someone who does.