That's not exactly true. In Canada government-backed Interac Flash [1] made many merchants accept NFC-enabled cards (debit and credit). I personally use it quit

That's not exactly true. In Canada government-backed Interac Flash [1] made many merchants accept NFC-enabled cards (debit and credit). I personally use it quite often (e.g. when buying groceries at Metro stores) and not only is it convenient for customers, but also I'm sure it has strong business case and good ROI for the merchants since it allows serving customers faster with shorter lines and fewer cachiers. [1] http://www.interac.ca/en/interac-flash/interac-flash-for-consumers http://www.interac.ca/en/interac-flash/interac-flash-for-con...