Ask HN: What service should startups use for recurring billing?

I'm putting the finishing touches to a hosted application which will have either a monthly, quarterly or annual subscription price. For a business idea that is not proven (but I currently believe in), I really don't want to spend a lot of time or money in setting up transaction services. Here is my very small shortlist of options I identified as suitable candidates: 1. Amazon's FPS - looks very capable but seems way too complex for me to set up. I'm only a part time developer and tend to code through a combination of lynda.com training and pasting error codes into google / stackoverflow. 2. Paypal - trusted brand with consumers, but I know they have had some negative publicity over account freezes. Also their recurring billing service attracts a $19 per month account keeping fee which is not really ideal to me. I'd rather sink this money into adwords! 3. Stripe - looks perfect but they are only in private beta in Australia, so not sure if I'll be able to get an invite. What are HN readers using, to help with my/others evaluations? EDIT: formatting & added stripe as I completely overlooked them