and smart cards cannot be hacked! oh wait... http://www.darkreading.com/authentication/167901072/security/attacks-breaches/232400288/sykipot-malware-now-steals

and smart cards cannot be hacked! oh wait... http://www.darkreading.com/authentication/167901072/security/attacks-breaches/232400288/sykipot-malware-now-steals-smart-card-credentials.html http://www.darkreading.com/authentication/167901072/security... i guess we need 3 factor authentication, yeah, that's the ticket!