4 ms·

And instant (under 10 seconds)

• AdamN 1mo ago
  Not by default. Deutsche Bank for instance makes you select it and I'm guessing most people are afraid that choosing instant means a fee so they leave it off.
  • wewxjfq 1mo ago
    Most banks did charge a fee at first, so this rollout is partly to blame for the option being available and the hesitancy.
    • ahartmetz 1mo ago
      There was another European payment system change to remove* the fees for real-time (official name) transfers, roughly a year ago. Together with the removal of international fees 10? years ago, it is indeed instant (if you check the box) and free across the EU now. IIRC, real-time transfers commonly used to cost 50 cents (flat). * Technically, they aren't allowed to cost more than regular transfers which cost 0 in ~all retail accounts