4 ms·
It was a high deductible insurance plan, not a monthly subscription to all your healthcare needs. Why would you call that a “scam”? And for the record, it was
by jtbayly 1mo ago
It was a high deductible insurance plan, not a monthly subscription to all your healthcare needs. Why would you call that a “scam”?
And for the record, it was not as high a deductible as most “silver” plans on the exchange currently.
- bonsai_spool 1mo ago> It was a high deductible insurance plan Why do you believe that the ACA would have wanted such plans cancelled? There's a very straightforward public health reason that's reminiscent of why states require drivers to have car insurance. > And for the record, it was not as high a deductible as most “silver” plans on the exchange currently. The plan would have been in effective over 18 years ago. Does your internet plan look the same now as it did 18 years ago? Your cell phone plan?
- runako 1mo ago> The plan would have been in effective over 18 years ago This is such an important point. There's been ~40% of cumulative inflation over that period. Also, anyone who was already buying insurance for years before the ACA knew the price has always gone up every year, often by double-digit percentages. Simple compounding plus the fact that insurance is always more expensive for people 18 years older are confusing a lot of people in this discussion.
- jtbayly 1mo agoYou act like I’m an idiot. It was cancelled immediately when ACA was passed, and I couldn’t afford the new plans the same year. My point about the current plans is that if you want to call them a “scam” because they are high deductible, you have to call almost all current plans scams.
- runako 1mo agoI was responding to someone else, not addressing your situation directly.