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“What about health insurance?” “Your enrollment will end on the last day of this month, and we will be providing every affected employee with information about
by jihadjihad 2mo ago
“What about health insurance?”
“Your enrollment will end on the last day of this month, and we will be providing every affected employee with information about extending their coverage through COBRA.”
“The last day of the month, so, today?”
“Yes, that is correct. On the other hand, our OpenAI and Anthropic accounts are paid quarterly, so you will retain access to your chats and may continue using these tools until the end of September.”
- JakeStone 2mo agoDuring an exit interview as I was going to a new job, they let me know my coverage was good until the end of the month. Me, never able to not say something stupid, "Got it. Don't get hit by a bus on the 1st." Dead silence. HR playing ping-pong with their eyes. They eventually told me something like that had happened to a person who'd just left a few months prior to this. One of these days, I'll learn, yeah?
- cwillu 2mo agoTheir discomfort at being reminded of the real world consequences of their actions doesn't make what you said stupid.
- SlightlyLeftPad 2mo agoCOBRA can be effective (or is inherently) as of the term date so you have continuous coverage. That said, it’s expensive AF
- dhosek 2mo agoIt seems like it’s become a bit more common for companies to pay part or all of the COBRA premiums for a period after a separation, at least that’s been the case in my last two job losses (one company paid the company part of the premium for six months, the other paid the whole premium for three).
- SlightlyLeftPad 2mo agoYou must have worked at great companies. Lately, I’m personally aware of several companies having just fired large numbers “for performance reasons” despite folks having never been told of such “performance issues” and with no severance or health coverage for any amount of time despite over a decade’s worth of tenure and history of excellent performance.
- sharts 2mo agoCOBRA seems useless af. Often better to just get a personal plan.
- kelnos 2mo agoHow is it useless? It's exactly the same as the plan you were on at your company. (Source: was on COBRA for the past 18 months, was annoyed that it ran out. Equivalent plans on my ACA exchange cost significantly more.)
- sharts 2mo agoCOBRA is simply the law that says you pay the full price of your previous employers group rate. Maybe your employer had an excellent group rate and you didn't qualify for subsidies. I suspect for the average American the math goes the other way. Source: Tried COBRA many times in the past decade (lots of startups) and it was never worth it. I wish health insurance wasn't tied to employers at all.
- kelnos 2mo agoIt's expensive in the sense that you now have to pay what your former employer paid (well, 2 or 3 percent more), when often the employer was paying most or all of it for you. After my COBRA ran out a month ago I found that the ACA plans available to me at the same price were a huge downgrade in benefits.
- paradox460 2mo agoDon't forget they lay you off the Thursday before a 3 day weekend, as close to the middle of the month as possible. So the "coverage to the end of the month" is more like 10 days of coverage
- kelnos 2mo agoWhenever I voluntarily leave a company, I always give my 2-week notice 13 days before the end of the month, and ask to set my last day for the 1st of the following month. My former managers have never cared what date I pick, and always agree.