3 ms·

I'd like the EU to enforce a payment-system agnostic checkout for webshops, which gives me the same payment options everywhere and which also adds a layer of pr

by amelius 3mo ago

I'd like the EU to enforce a payment-system agnostic checkout for webshops, which gives me the same payment options everywhere and which also adds a layer of privacy.

inigyou 3mo ago
That's like, literally impossible? "Hey I just invented ameliuspay, your shop doesn't support it, go directly to jail" The closest you have is SEPA because it's universal on all Euro bank accounts. And many webshops do offer it. It doesn't integrate into credit card workflows because it's a push payment - you have to go to your banking app, type the details and send the money, while the website waits. Some people might have to go to an actual bank.
- amelius 3mo ago
  If ameliuspay is properly registered with the EU payment processor platform, then it should automatically appear as an option in the webshop.
  - poszlem 3mo ago
    Hacker News moment. Imagine someone over 60 whose career has nothing to do with computers trying to make sense of a list of 45 different payment processors to choose from.
    - chihuahua 3mo ago
      And if they miss even one of those 45, EU enforcers burn their business to the ground. Oops, now it's 46. No, 47.
      - inigyou 3mo ago
        Enforcement is much more reasonable than American startup founders are brainwashed to think, though.
  - inigyou 3mo ago
    What does that even mean, and how is that "EU payment processor platform" not a payment processor itself, meaning that you're mandating one specific payment processor?
amelius 3mo ago
It should also present "pay with your personal information" as a legitimate payment option, which would turn on ads (in case you want that). Otherwise ads should stay hidden and user tracking should not happen. It's time the EU penalizes companies for pushing only AdTech as a payment option. This is unfair competition for the other payment processors.

3 ms·

I'd like the EU to enforce a payment-system agnostic checkout for webshops, which gives me the same payment options everywhere and which also adds a layer of pr

by amelius 3mo ago

I'd like the EU to enforce a payment-system agnostic checkout for webshops, which gives me the same payment options everywhere and which also adds a layer of privacy.

inigyou 3mo ago
That's like, literally impossible? "Hey I just invented ameliuspay, your shop doesn't support it, go directly to jail" The closest you have is SEPA because it's universal on all Euro bank accounts. And many webshops do offer it. It doesn't integrate into credit card workflows because it's a push payment - you have to go to your banking app, type the details and send the money, while the website waits. Some people might have to go to an actual bank.
- amelius 3mo ago
  If ameliuspay is properly registered with the EU payment processor platform, then it should automatically appear as an option in the webshop.
  - poszlem 3mo ago
    Hacker News moment. Imagine someone over 60 whose career has nothing to do with computers trying to make sense of a list of 45 different payment processors to choose from.
    - chihuahua 3mo ago
      And if they miss even one of those 45, EU enforcers burn their business to the ground. Oops, now it's 46. No, 47.
      - inigyou 3mo ago
        Enforcement is much more reasonable than American startup founders are brainwashed to think, though.
  - inigyou 3mo ago
    What does that even mean, and how is that "EU payment processor platform" not a payment processor itself, meaning that you're mandating one specific payment processor?
amelius 3mo ago
It should also present "pay with your personal information" as a legitimate payment option, which would turn on ads (in case you want that). Otherwise ads should stay hidden and user tracking should not happen. It's time the EU penalizes companies for pushing only AdTech as a payment option. This is unfair competition for the other payment processors.