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Everyone, pay attention here. Mint doesn't have any technology. They're just an unbelievably well-designed front end for Yodlee. "[T]he UI is goal-oriented w

• RK 18y ago
  Is that why they can make dubious security/privacy claims like: Mint uses only your account login credentials for access to your account information and Mint does not store these credentials. Clearly that information needs to be stored somewhere, but Mint can make it sound to the users that it is magically not stored (because it's technically not stored by Mint). I haven't actually used the service. I have a general aversion to services that ask me for my password to a 3rd party account. The import-your-contacts types are bad enough, but bank account access is just too much for me to potentially give up.
• jimbokun 18y ago
  Maybe not a bad division, from a business model perspective. Some companies are better at developing the "tech", that then can be licensed to multiple user facing companies whose expertise is customer relationships and UI. But the risk for the back end company is that the user facing company owns the customer relationship. It is probably easier for them to replace the tech than for the tech company to replace the customer relationships.