4 ms·
Why would a 16 year old not use their own card?
by l23k4 4mo ago
Why would a 16 year old not use their own card?
- well_ackshually 4mo agoBecause 16 years old do not have a card with no spending limits, and with very low online spending limits. Most of those cards are even just for withdrawing
- deleted 4mo ago[deleted]
- TheDong 4mo agoSpending limits don't particularly matter here. AWS doesn't check if your credit card will be able to handle a $5k charge before letting you rack that up, and in fact AWS doesn't support setting any spending limit. You just have to put in any valid credit card at all when you sign up, use AWS, and at the end of the month you'll have a bill. At no point does your credit card limit or a spending limit enter into things.
- michaelmrose 4mo agoAnd again kids don't have credit cards
- l23k4 4mo agoAWS accepts debit cards.
- yeputons 4mo agoI got mine when I was 12, IIRC. Not a credit, of course, it was a debit card, but not all countries bother to differentiate between the two, it was just a “bank card”. And I believe it had a credit card BIN because all local banks did that to get more in processing fees.
- michaelmrose 4mo agoI do not specifically believe you can run up a $6000 bill on AWS with a kids card. It beggars belief as does the idea that this is a literal rather than mental child
- lxgr 4mo agoNobody has a card without spending limits.
- distances 4mo agoWould they be given their own credit card, or would it be under the parents? Over here minors can't enter into debt contracts like credit cards, so it'd be a direct debit until they are adults.
- l23k4 4mo agoI don't think the type of the card really matters as long as the limits are reasonable. > Over here minors can't enter into debt contracts like credit cards In basically all of the western world minors can enter into debt contracts, but are generally not seen as particularly creditworthy.
- distances 4mo ago> In basically all of the western world minors can enter into debt contracts, but are generally not seen as particularly creditworthy. No, that's not legally permitted in many places. I was under impression that minors can't enter into debt contracts anywhere in EU, but that, too, was an incorrect assumption. https://fra.europa.eu/en/publication/2017/mapping-minimum-age-requirements-concerning-rights-child-eu/issuance-credit-card https://fra.europa.eu/en/publication/2017/mapping-minimum-ag... I grew up in one of these "not under 18 even with parental consent" countries, so that coloured my view of the matter.
- inigyou 4mo agoI was under the impression they could do it but there was a high chance of a debt like this being unenforceable, so companies don't want to. Or maybe that's another way of saying they can have debts but not debt contracts.
- fauigerzigerk 4mo ago>In basically all of the western world minors can enter into debt contracts, but are generally not seen as particularly creditworthy. Minors can't get a credit card in the UK. In fact, it's one of the government approved age verification methods for that exact reason.
- 4mo ago
- saidnooneever 4mo agothere are plenty of cards on the interwebz to use. ppl give em away like candies
- efreak 4mo agoI'm reminded of the bot @needadebitcard on Twitter 10(?) years ago, that reposted pictures of people's cards that they posted on Twitter for the public to see.
- saidnooneever 4mo agoits really easy to use social media bots scrapers and AI img extraction etc. dont even need tons of resources. But i was mostly talking about forums and carders which has never really stopped being a thing.
- victorbjorklund 4mo agoEither they have their own card or gets to borrow a parents. Doesn’t make a difference in this situation.