Anti-money laundering laws are a deterrent. If you know moving around $10,000 will be reported to FinCEN, as will any discovered pattern of structuring transact

Anti-money laundering laws are a deterrent. If you know moving around $10,000 will be reported to FinCEN, as will any discovered pattern of structuring transactions below $10,000, then you are forced to pursue riskier ways of moving your money than Western Union.