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> it could also be fraught if Stripe was in the business of blocking customers from their entire network based on one vendor's complaint “You probably don’t wa
by cwillu 5mo ago
> it could also be fraught if Stripe was in the business of blocking customers from their entire network based on one vendor's complaint
“You probably don’t want a system where one annoyed merchant can get someone blocked across the whole Stripe payment system. But there’s a pretty big gap between “automatically block this person everywhere” and “thanks for the screenshots, please consider Radar”, and this is where it gets frustrating.”
- tardedmeme 5mo agoThere is no gap between those things. Any fraud signal at all either causes people to get blocked, then it's a cross-merchant block, or it doesn't cause people to get blocked, then it's useless.
- cwillu 5mo agoThe gap between “block on first signal” and “ignore the signal entirely” exists, and it is not small.
- tardedmeme 5mo agoThe gap between "block transaction" and "don't block transaction" is nonexistent and that's the only thing that actually matters. What else are you, as a payment processor, gonna do besides block a transaction? Allow the transaction but send the user a sternly worded email?
- cwillu 5mo agoFalse dichotomy is false; good day.
- tardedmeme 5mo agoYou repeatedly failed to describe any third option. Good day.