Is saving with money in a system with a forced interest rate floor of 0% ever "honest"? This will obviously produce a glut of savings, which in turn will eithe

Is saving with money in a system with a forced interest rate floor of 0% ever "honest"? This will obviously produce a glut of savings, which in turn will either produce a glut of debt or a collapsing economy since money is necessary as a labor saving device. Money is basically a public utility that can be owned and whose public utility value can be extracted for personal profit at the expense of the system as a whole. The stock market problems are a result of the need to endlessly substitute the captured money with new uncaptured money, which inevitably gets captured again, necessitating an endless stream of "uncaptured but to be captured" money. I'm still wondering how its common knowledge that rent control is "bad socialism", but it's not common knowledge that price floors on the interest rate are "bad capitalism". It's basically the same problem.