I would recommend a circuit surge protector in urban areas. Lightning getting through some structure and hitting the electric lines happens. Even when they are

I would recommend a circuit surge protector in urban areas. Lightning getting through some structure and hitting the electric lines happens. Even when they are buried. It's less of a problem when the ground absorbs a lot of the power before it even get into copper, but it's even less of a problem if there's some cheap device that will burn and protect you from it.