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Credit card chargeback, simple. Only way to make companies listen.
by amelius 9mo ago
Credit card chargeback, simple. Only way to make companies listen.
- anonzzzies 9mo agoEasy in the US apparently. My bank refuses that here without (written, signed and sent by post) proof I have been scammed and this case wouldn't be that. It is a credit card, not a debit card. I only have it for hiring cars as many just refuse unless it is a cc.
- loloquwowndueo 9mo agoI’m sometimes surprised at how easy it is to do a chargeback in the US. So much so that a lot of folks just click that button instead of reaching out to the vendor first. In here (not the US) a chargeback is such a chore that I would only do that as a very last resort.
- bdangubic 9mo agocredit card company’s primary purpose is to protect me, I am making them a ton of money. hence, they should ablige to my every request (stop payment being number one on the list). insane they won’t help you without a ceremony. I never talked to the vendor first, the first thing I do is stop payments through my credit card and then I reach out to vendor.
- anonzzzies 9mo agoNot sure if making a company a ton of money has anything to do with obliging anything. Many companies I ship money to (this post for AWS for instance) won't do anything for you at all, except, hopefully mostly, provide the service you paid for. If the credit card company (or it's AI) has any reason to not help you, they won't, guaranteed.
- bdangubic 9mo agothe credit card company makes money each time I tap my card. there has never been a time when they did not oblige to my request (and I was wrong before several times with legit transactions me (or my wife) made and did not recognize).
- AdelaideSimone 9mo agoStop payment isn't the same as a chargeback, though.
- anonzzzies 9mo agoNot sure which is better though; as a former internet vendor, we blocked cc payments from the US for this very reason. Rather have less clients than being that easily scammed. Here it is too hard, there it is too easy. But hard does mean you have to think about it at least and not 'oh I made an impulse buy, remorse, let's chargeback'.
- Linkd 9mo agoThe only way to get your account shutdown faster than waiting the 60+ days for unpaid invoices. It sounds like OP provisioned services, didn't use it, ignored it, and is now paying the price.