>>No, the gatekeeping is done by local banks and governments to protect their oligopolies/cartels. If you are pointing the distinction between gatekeeping at t

>>No, the gatekeeping is done by local banks and governments to protect their oligopolies/cartels. If you are pointing the distinction between gatekeeping at the EU level and country level I am not contesting that. It's clear though that the gatekeeping is the problem here (and in many other industries in EU).