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Excited to see this! Because completing the CCPA "delete my data" process for 300+ data brokers just isn't feasible. Though I wonder what the second order effe
by varenc 10mo ago
Excited to see this! Because completing the CCPA "delete my data" process for 300+ data brokers just isn't feasible.
Though I wonder what the second order effects of this might be. Imagine a service that vets tenants for landlords. If I've had all my data deleted, might I start failing background checks because the sketchy data brokers have no records of me? I fear a future where the complete absence of my data leads to bad side effects.
- satvikpendem 10mo agoIt's the same as credit checks, I know people who no credit (because they don't own a credit card) get denied housing for rent.
- deleted 10mo ago[deleted]
- arpinum 10mo agoNot all data brokers are sketchy, some are very good. Data brokers help assess who is creditworthy and lowers rates for more trustworthy people, and allow the creation of more specialty lending products.
- breadwinner 10mo agoAre Experian, Transunion and Equifax included in the one-click deletion?
- varenc 10mo agoThey don't let you delete credit history data unless it's incorrect. But you can freeze it.
- amelius 10mo agoWell they should have found a more transparent way to run their business, so they are still sketchy to me.
- dafelst 10mo agoThe big US credit score trio, Transunion, Equifax and Experian, have all had multiple, massive data leaks. This is not very good at all.
- flutas 10mo agoand for the ones you know about, there's more you don't. cough un-ecrypted experian backups getting stolen from a UPS truck at gun-point and nothing else stolen cough
- varenc 10mo agoCredit checks, and the 3 big companies that do it, are already pretty regulated. I don't think they're counted as data brokers that'll have to comply with Delete Act. Can anyone confirm?
- varenc 10mo agoupdate: Looked it up and this seems right. The credit bureaus have specific exemptions in the Delete Act, specifically because they're already covered by the "Fair Credit Reporting Act". But it does apply to adjacent "people search" features from the same credit bureaus. Also you can't delete your own credit history data unless it's proved inaccurate. Though you can't delete freeze it.