4 ms·
European cards typically cannot do chargeback.
by mathverse 9mo ago
European cards typically cannot do chargeback.
- rahimnathwani 9mo agoDo you mean Europe-based issuers of Visa- and Mastercard-branded credit and debit cards do not have chargeback processes?
- jeroenhd 9mo agoCredit cards often have them, but subject to stricter terms than their American counterparts. I don't think I've seen a European debit card that offers charge back. You can often get your money back in case of fraud or timely-reported theft of your bank cards, but it's not easy.
- mathverse 9mo agoPoorly worded on my part. Europeans typically get debit cards and not credit cards anyway
- jeroenhd 9mo agoCredit cards often can, though European banks I've used don't do them as willy-nilly as American banks. With debit cards, charge backs are practically impossible unless payments were done in a very specific way that does not directly prove your authorization.
- victorbjorklund 9mo agoCredit cards do. At least in Sweden it is part of the law that you as a consumer has the right to chargeback.