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interesting. you dont get a credit rating but you have an effective credit check. nobody is giving money out to strangers hoping itll get paid back, theyre all
by skeezyboy 1y ago
interesting. you dont get a credit rating but you have an effective credit check. nobody is giving money out to strangers hoping itll get paid back, theyre all checking your credit history - a mortgage is credit, mortgage defaults still count against your borrowing ability. Its a credit check in all but name
- winrid 1y agoNo. Landlords for example cannot request that information.
- INTPenis 1y agoActually same in Sweden. I never thought about it until now. It's mostly for luxury items and services that they request credit checks. Of course a landlord can still request you send in proof of employment and your salary specification.
- anon191928 1y agomeanwhile in some other EU country, they even want to see your income check from a official document. Funny.