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Adult content has a high chargeback rate and high fraud rates so payment processing for adult content has higher fees.
by astura 1y ago
Adult content has a high chargeback rate and high fraud rates so payment processing for adult content has higher fees.
- giancarlostoro 1y agoWhich makes less sense when you consider Steam will refund you game if you dont want it.
- david38 1y agoI don’t think you understand what’s being said. He’s not talking about the ability to refund
- jowea 1y agoBut is there a good reason to do a chargeback if you can easily refund it? Yes if someone stole the CC and used it buy something on Steam, but is that the concern or that someone buys something with a CC on their own account, and then chargebacks instead of refunding?
- Dylan16807 1y agoPeople say that a lot but I haven't seen actual statistics, and sites that have established low chargeback rates face the same issues. Also that's not a reason to ban certain genres/kinks, which is what's happening here.
- AIPedant 1y agoThe fact that these were specifically incest games makes me think a title was somehow involved in distributing CSAM, which is often why Visa/MC crack down on porn websites. But it is possible that Visa sensibly and correctly said "anyone who makes or purchases such a game is a despicable scumbag, and we shouldn't assume the financial risk of dealing with them."
- Dylan16807 1y agoThat's a pretty wild idea for what someone would be putting on steam as a visual novel. And why would they need to be pressured into removing horrible illegal content? Or you think one person did that and it made the credit cards decide any story with incest would be the same? That would be ridiculous on their part.
- mitthrowaway2 1y agoI think the government should be the one deciding what makes someone qualify as a despicable scumbag, not a private payment processor that is essentially acting as a utility provider. For the same reason, I also don't think an electric company should be allowed to shut cancel your building's electricity if they don't like your mismatched socks.
- neuroelectron 1y agoYou need to be more specific. Conflating "adult content" with porn is both problematic is masks the real issue. A large majority of games Valve sells are adult content. But as you can imagine grand theft auto is not causing a lot of political backlash, despite the objectionable content.
- Am4TIfIsER0ppos 1y agoYou say that but the same censors behind this also got GTA5 pulled from retail stores