5 ms·

How well do those alternatives play with your banking app?

jojobas 1y ago
Why would you want a banking app? If your bank won't work over browser and insists on installing some crap on your device, shop for another bank.
- exe34 1y ago
  ^This. For me, it's not my phone that's defective, it's the app. My phone runs my other ~10 apps that provide for my digital life perfectly fine, with the level of security I'm comfortable with (root access, firewall to block anything in/out that I don't specifically allow). If this is a problem for your app, your app is broken. I'll use something else.
- asimovDev 1y ago
  In Finland, for example, you have to authenticate online through your banking application for any online government service or things like mobile plan. This 2FA is basically mandatory and the alternative is using keys printed on a paper that you have to pay for cause every key is one time use only and I am not sure they will continue that service for long. It’s probably similar in Sweden and other neighbouring countries
  - jojobas 1y ago
    The government delegates authentication to banks of all things? I guess shop for another country?
- Mashimo 1y ago
  I would not be able to log into _any_ local banking website without the government 2fa app. Not sure what the alternative is. Maybe they can give you an old school hardware device. Or read the digital letters from government / municipalities. Also I like my banking app.
  - mzajc 1y ago
    > Not sure what the alternative is. In your country? I'm not sure either. In general? Slovenian government allows authentication via - TLS client certificates, - three different third party identity providers, - ID card via a card reader - .. or via NFC through a smartphone, and - SMS OTP. People who don't or don't want to use a smartphone shouldn't be barred from online government services or forced into a costly and slow authentication scheme when there's numerous better options.
octo888 1y ago
Pretty well https://privsec.dev/posts/android/banking-applications-compatibility-with-grapheneos/ https://privsec.dev/posts/android/banking-applications-compa... Also, having your banking app on your phone isn't the most desirable thing in reality, if you're security-minded.
- junon 1y ago
  My bank requires it, for better or for worse. Any bank transfers are MFAd via the app, for example. It's the only bank that allows non-citizens in Germany that has English correspondence and wouldn't have taken months in Bureaucracy to open an account when I first moved.
  - octo888 1y ago
    So you chose an app-only 'bank' such as Revolut? What did people do before such apps?
    - happymellon 1y ago
      HSBC in the UK now blocks access to your accounts unless you use one of the allowed whitelisted keyboards.
      - octo888 1y ago
        Nobody is claiming every single app works perfectly on alternative Android OSes, so pointing out exceptions isn't really advancing the discussion
        happymellon 1y ago
        I'm not on an alternative Android OS. I'm on the shipped Samsung install no roots, and no hacks. Old school banks will block access if you make your own keyboard so it doesn't phone home to Google or Samsung. Unless I misunderstood the original conversation.
    - 1y ago
nromiun 1y ago
Very well for my banking apps. With root and developers options enabled on my phone as well. If your banking apps does not work complain to your bank.
lawn 1y ago
I've used CalyxOS and GrapheneOS and I haven't had any issues with the Swedish banks.
Semaphor 1y ago
Very well, only the shittiest banking apps don’t work on them. Root is a bit more problematic, but would also be reason enough for me to change banks, as they seem to care more about theater than security.

Why would you want a banking app? If your bank won't work over browser and insists on installing some crap on your device, shop for another bank.

exe34 1y ago
^This. For me, it's not my phone that's defective, it's the app. My phone runs my other ~10 apps that provide for my digital life perfectly fine, with the level of security I'm comfortable with (root access, firewall to block anything in/out that I don't specifically allow). If this is a problem for your app, your app is broken. I'll use something else.
asimovDev 1y ago
In Finland, for example, you have to authenticate online through your banking application for any online government service or things like mobile plan. This 2FA is basically mandatory and the alternative is using keys printed on a paper that you have to pay for cause every key is one time use only and I am not sure they will continue that service for long. It’s probably similar in Sweden and other neighbouring countries
- jojobas 1y ago
  The government delegates authentication to banks of all things? I guess shop for another country?
Mashimo 1y ago
I would not be able to log into _any_ local banking website without the government 2fa app. Not sure what the alternative is. Maybe they can give you an old school hardware device. Or read the digital letters from government / municipalities. Also I like my banking app.
- mzajc 1y ago
  > Not sure what the alternative is. In your country? I'm not sure either. In general? Slovenian government allows authentication via - TLS client certificates, - three different third party identity providers, - ID card via a card reader - .. or via NFC through a smartphone, and - SMS OTP. People who don't or don't want to use a smartphone shouldn't be barred from online government services or forced into a costly and slow authentication scheme when there's numerous better options.

octo888 1y ago

Pretty well https://privsec.dev/posts/android/banking-applications-compatibility-with-grapheneos/ https://privsec.dev/posts/android/banking-applications-compa... Also, having your banking app on your phone isn't the most desirable thing in reality, if you're security-minded.

junon 1y ago
My bank requires it, for better or for worse. Any bank transfers are MFAd via the app, for example. It's the only bank that allows non-citizens in Germany that has English correspondence and wouldn't have taken months in Bureaucracy to open an account when I first moved.
- octo888 1y ago
  So you chose an app-only 'bank' such as Revolut? What did people do before such apps?
  - happymellon 1y ago
    HSBC in the UK now blocks access to your accounts unless you use one of the allowed whitelisted keyboards.
    - octo888 1y ago
      Nobody is claiming every single app works perfectly on alternative Android OSes, so pointing out exceptions isn't really advancing the discussion
      - happymellon 1y ago
        I'm not on an alternative Android OS. I'm on the shipped Samsung install no roots, and no hacks. Old school banks will block access if you make your own keyboard so it doesn't phone home to Google or Samsung. Unless I misunderstood the original conversation.
  - 1y ago

nromiun 1y ago

Very well for my banking apps. With root and developers options enabled on my phone as well. If your banking apps does not work complain to your bank.

lawn 1y ago

I've used CalyxOS and GrapheneOS and I haven't had any issues with the Swedish banks.

Semaphor 1y ago

Very well, only the shittiest banking apps don’t work on them. Root is a bit more problematic, but would also be reason enough for me to change banks, as they seem to care more about theater than security.