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Wait till people start getting into accidents in these robotaxis. It’s already a complete disaster for Uber. Do you know what it takes to get coverage as a pass

by lvl155 1y ago

Wait till people start getting into accidents in these robotaxis. It’s already a complete disaster for Uber. Do you know what it takes to get coverage as a passenger if your Uber driver is an idiot? With current administration going the wild wild west route to complete deregulation, robotaxis will be very rough.

JumpCrisscross 1y ago
> Do you know what it takes to get coverage as a passenger if your Uber driver is an idiot? Coverage as a passenger? For what?
- lvl155 1y ago
  > accidents
  - JumpCrisscross 1y ago
    Why do you think Waymo works differently from all other cases of physical injury liability?
- Spivak 1y ago
  If you are riding in a Lyft and get hurt (and the Lyft is at fault), it's Lyft's medical insurance company that pays out for your medical care. Same as it is for all other auto insurance. It's a pretty delayed process because unless the Lyft hit a tree there's usually at least two vehicles involved in the crash and the insurance companies have to fight over fault. But they do eventually pay out. Source: Got into an accident in a Lyft. They even paid my salary for the few days I was off work.
  - lvl155 1y ago
    That’s what people assume. It’s not.
    - aeronaut80 1y ago
      Could you explain and provide more details?
      - lvl155 1y ago
        For example, if you get into an accident in NYC, you’re pretty much screwed. Uber will not cover you and you have to rely on “bankrupt” commercial insurance. Which is funny because Uber fees INCLUDE these phantom coverages. Class-action waiting to happen.
        JumpCrisscross 1y ago
        > if you get into an accident in NYC, you’re pretty much screwed. Uber will not cover you and you have to rely on “bankrupt” commercial insurance What is your source on TLC commercial insurance not paying out for medical expenses sustained in an accident? And going back to Waymo, wouldn’t having one of the world’s wealthiest companies as the beneficial counterparty solve the problem you’re raising?
        lvl155 1y ago
        Aren’t you PE? Just look up the lawsuits bro. On a serious note, I don’t think Google or Tesla will take on that liability once we get to scale. That basically defeats the purpose of autonomous. Their legal and ops team will do everything to push an alternate business model similar to lease. This is why I really think autonomous has to be at least two orders of magnitude “safer” to be viable at scale (more than 10% on the road).
        Dylan16807 1y ago
        Comparing to taxi rates and positing a car that's pretty good by human terms, $500 a month for insurance defeats the purpose of autonomous? It doesn't seem like a big issue to me. That's less than a dollar per ride at unimpressive safety levels, so I can't imagine why it would need to be 100x safer.

by lvl155 1y ago

JumpCrisscross 1y ago

> Do you know what it takes to get coverage as a passenger if your Uber driver is an idiot? Coverage as a passenger? For what?

lvl155 1y ago
> accidents
- JumpCrisscross 1y ago
  Why do you think Waymo works differently from all other cases of physical injury liability?
Spivak 1y ago
If you are riding in a Lyft and get hurt (and the Lyft is at fault), it's Lyft's medical insurance company that pays out for your medical care. Same as it is for all other auto insurance. It's a pretty delayed process because unless the Lyft hit a tree there's usually at least two vehicles involved in the crash and the insurance companies have to fight over fault. But they do eventually pay out. Source: Got into an accident in a Lyft. They even paid my salary for the few days I was off work.
- lvl155 1y ago
  That’s what people assume. It’s not.
  - aeronaut80 1y ago
    Could you explain and provide more details?
    - lvl155 1y ago
      For example, if you get into an accident in NYC, you’re pretty much screwed. Uber will not cover you and you have to rely on “bankrupt” commercial insurance. Which is funny because Uber fees INCLUDE these phantom coverages. Class-action waiting to happen.
      - JumpCrisscross 1y ago
        > if you get into an accident in NYC, you’re pretty much screwed. Uber will not cover you and you have to rely on “bankrupt” commercial insurance What is your source on TLC commercial insurance not paying out for medical expenses sustained in an accident? And going back to Waymo, wouldn’t having one of the world’s wealthiest companies as the beneficial counterparty solve the problem you’re raising?
        lvl155 1y ago
        Aren’t you PE? Just look up the lawsuits bro. On a serious note, I don’t think Google or Tesla will take on that liability once we get to scale. That basically defeats the purpose of autonomous. Their legal and ops team will do everything to push an alternate business model similar to lease. This is why I really think autonomous has to be at least two orders of magnitude “safer” to be viable at scale (more than 10% on the road).
        Dylan16807 1y ago
        Comparing to taxi rates and positing a car that's pretty good by human terms, $500 a month for insurance defeats the purpose of autonomous? It doesn't seem like a big issue to me. That's less than a dollar per ride at unimpressive safety levels, so I can't imagine why it would need to be 100x safer.