Yes. Let's compare SwissLife, a private healthcare insurance, to French 'securité sociale' healthcare bit. For every 100€ put in french national healthcare, 89

Yes. Let's compare SwissLife, a private healthcare insurance, to French 'securité sociale' healthcare bit. For every 100€ put in french national healthcare, 89 to 93 (depending on the year) are spent on healthcare. The rest is used for distribution and administrative tasks (and during a short time, debt repayment). What do you think SwissLife give it's insured back for ever 100€ they are paid? Between 12 an 15% are administrative costs (they have more expensive lawyers and contest more claims), 2% R&D (??for some reason, probably to claim tax rebates), and between 5 and 12% are dividends. So between 81 and 71 euros are given back. Do that seem more efficient? But that won't last, each time private companies compete with public one, the EU commission had to create new rules, like ARENH for electricity, or worse, the separation between SNCF, SNCF reseau, SNCF fret/geodis to prevent economies of scale and local optimisation (that killed small train stations and most french fret). Now that SNCF fret managed to come back (under a new name) and outcompete everyone, again (mostly because train fret died), they just broke it again for spurious reasons. Liberalist fuckers just don't want exception to their rules, and since they can't economically bully state companies like they bullied Lip and probably any worker cooperative that became too big or too well-known, they use their political weight to send them to the ground instead.