I recently got a letter from the bank that owns my tesla loan, informing me that I can buy the car at the end of the loan. Previously that wasn't an option. Pl

I recently got a letter from the bank that owns my tesla loan, informing me that I can buy the car at the end of the loan. Previously that wasn't an option. Plus, it was for $28k (at the end of a 3 year loan). Got another letter trying to get me to buy a new 3 with 0% interest for 60 months. They're definitely under pressure.