>That's just hand waving. The vast majority of people with capital will only ever be willing... Yes, if the only option you can imagine for building a business

>That's just hand waving. The vast majority of people with capital will only ever be willing... Yes, if the only option you can imagine for building a business is to go the traditional investor/VC route, then this is probably true. Kind of odd, though. You actually introduced the idea of "regular investors" being some sort of requirement, when the whole point is to re-imagine how we build businesses. But, I suppose all new ideas—especially disruptive ones—appear as hand waving, given that most people are unable to imagine beyond the status quo.