AI native like recent digital natives, who have more time using software but far less time exploring how it works and less overall success at using digital tool

AI native like recent digital natives, who have more time using software but far less time exploring how it works and less overall success at using digital tools? AI reminds me of calculators. For someone who is proficient in math, they boost speed. For those learning math, it becomes a crutch and eventually stops their ability to learn further because their mind can't build upon principles fully outsourced to the machine.