8 ms·

Ask HN: 5-7 months of living expenses left; terrified. Advice?

• green 18y ago
  I can hardly speak for everybody, but I know for sure: 1) life is too short just to work for nothing 2) shit happens 3) may be your business model need to be concentrated on profit now, less on investment
• ksvs 18y ago
  One thing you could start doing now is lining up potential alternative jobs. You could even start working part-time somewhere else. One good thing about startups is that they can be flexible about things like that. And the founders who recruited you can hardly blame you.
  • recession 18y ago
    How do you find (decent) part-time work in technology? That may be what I have to do, but I have no idea how to go about it.
    • ksvs 18y ago
      Depends what kind of programming you do, but the standard method is consulting. There are a lot of people and companies with projects they need implemented, and will pay by the hour for someone to build it.
    • daveambrose 18y ago
      I may have something for you here in NYC. Shoot me an email.
    • calvin 18y ago
      Ask friends. If you don't have friends in the local tech community, find out what tech groups there are in your area and visit them. I don't know about New York, but in Seattle there are dozens focused on every aspect of technology you can imagine (Mac programming, Perl, PHP, security, blogging, computer networking, business networking, et cetera). I moved to Seattle two years ago and knew virtually nobody. I met a lot of people through local groups like SaturdayHouse, Six Hour Startup, and nPost, got to know people, and even found a job through a friend of a friend. It can be difficult and take time to find the kind of employment that pays and allows you the freedom to do what you love, but it is possible. I wish you much luck.
    • greatreorx 18y ago
      Go to events and talk to as many people as you can there... http://www.meetup.com/ny-tech/ http://www.meetup.com/ny-tech/ and other smaller tech meetups http://nextny.org/ http://nextny.org/ Nate Westheimer (http://innonate.com/ http://innonate.com/) is the new organizer of the NY tech meetup. He has started an experiment doing office hours to have short (15 minute) meetings with people. http://innonate.com/2008/12/15/office-hours/ http://innonate.com/2008/12/15/office-hours/ Sign up and go talk to him, I can almost guarantee he knows a handful of people who are looking for part time programming help.
• llimllib 18y ago
  > I don't have any contacts that could lead into consulting projects This is the problem! You need to do some networking; and I don't mean in some sleazy marketroid way. Go to barcamps, meetups, language groups, hacker groups, photo meetups, or whatever floats your boat. Get people's twitter names and keep up conversations with them. Go to the bar with them occasionally. Make friends. If you do this for 5-7 months I guarantee you'll have plenty of connections by the time you need to get a job, and you won't have to spend any of your work time doing it.
  • brandnewlow 18y ago
    Great advice. Actually, it doesn't even take 5-7 months. Just start e-mailing people working on stuff you like. Go to a bar camp and be above average socially, get a speaking gig there if possible. You'll be good to go.
• jhancock 18y ago
  5-7 months savings is above average I would guess. Here's what I recommend: 1 - Get out of NYC fast!! Find the cheapest place you find comfortable and your 5-7 months savings will get you 12+ months. This does not need to be in the U.S. 2 - So you like coding? Ok, but what if for the next 5 years the world won't pay too well for coding? Are you prepared to get into other things? 3 - Don't Panic! Seriously. This is life, stuff happens. Find other things that allow you to be happy. Be positive and start living CHEAP!!!
  • gravitycop 18y ago
    1 - Get out of NYC fast!! How is he supposed to get funding, if he does that? http://paulgraham.com/startupmistakes.html http://paulgraham.com/startupmistakes.html 2. Bad Location Startups prosper in some places and not others. [...] It's an interesting question why cities become startup hubs, but the reason startups prosper in them is probably the same as it is for any industry: that's where the experts are. Standards are higher; people are more sympathetic to what you're doing; the kind of people you want to hire want to live there; supporting industries are there; the people you run into in chance meetings are in the same business. - http://paulgraham.com/startuphubs.html http://paulgraham.com/startuphubs.html In addition to the concentration that comes from specialization, startup hubs are also markets. And markets are usually centralized. Even now, when traders could be anywhere, they cluster in a few cities. It's hard to say exactly what it is about face to face contact that makes deals happen, but whatever it is, it hasn't yet been duplicated by technology.
    • jhancock 18y ago
      My advice is based on my assessment that the economy is at the beginning of a long and deep "downturn" (call it what you will). I don't think people should completely give up on coding or startups. But some of them should become side projects. How is he supposed to get funding? I am guessing he won't get funding no matter where he is located. Yes, that's a wild guess since I know nothing about his startup. But its the best guess I have. I do agree with PG's "location matters" advice. But it is also advice based on history. The world is changing and the historical value of certain locations might change with it.
• pedalpete 18y ago
  You say you don't have any control over the funding, and you didn't mention how large the start-up is, but maybe this is somewhere you could take some initiative. Would the founders let you get involved in the funding? The reason I ask is that I assume from your experience with the Hedge Fund, that you probably have more financial expertise and contacts than the founders. Maybe they even cut you in for more.
• vaksel 18y ago
  cut your living expenses...have a car? sell it for a beater. Have high rent? Move to Bronx or Brooklyn or Queens or Jersey City(if your work is close to penn station). Or if your parents live locally, move in with them(I did this). Switch to a ramen diet....stop going out, stop buying shit. Stretch every penny. You won't believe how little you can live on, if you cut out all the bullshit. Start working on your contacts...you have 7 months to build connections...so that if shit hits the fan, you have somewhere to go fast.
  • asnyder 18y ago
    It's likely he doesn't have a car, most New Yorkers don't. I'd also recommend switching to a fruits and vegetables diet, instead of ramen. There are enough dedicated fruit stores in New York that make fruits and vegetables cheaper and healthier than ramen. In New York, an example of this kind of store would be "Three Guys From Brooklyn", or "Circus Fruits". With these sorts of stores you can easily bring your food expenses below $60 a month while maintaining a healthy diet.
    • mhb 18y ago
      And if you're eating ramen, try to find some without the MSG that most brands have in abundance. Blech.
      • tortilla 18y ago
        I'll also chop up some broccoli and add it to the ramen. Along with some shredded pork (MSG-free) and chili, it's a pretty tasty dish: http://www.piermall.com/Chinese-Shredded-Pork-Sung-No-MSG-p/sdm-pork-sung.htm http://www.piermall.com/Chinese-Shredded-Pork-Sung-No-MSG-p/... http://chowtimes.com/2006/05/21/shredded-dried-pork-aka-meat-floss/ http://chowtimes.com/2006/05/21/shredded-dried-pork-aka-meat...
        • xiaoma 18y ago
          I for one think MSG is a good thing but for someone so concerned with it, I'm surprised you're recommending broccoli. Other than cheese, soy and tomato, broccoli is about as high in glutamate as a food gets. http://www.swivel.com/data_columns/spreadsheet/2486462 http://www.swivel.com/data_columns/spreadsheet/2486462
• cperciva 18y ago
  I'm worried about that 1-in-20 (?) chance that we don't manage to line up funding in time You should be worried -- and if I were you I'd re-evaluate your odds. My guess is that a startup which would print money would still have more than a 1-in-20 chance of failing to get funding at the moment. Assuming you definitely want to continue with this startup (and think about that carefully -- sometimes there's a reason why startups don't get funded), I recommend doing everything you can to lower your costs. Yes, including moving out of NYC: While gravitycop makes a good point about location being important for getting funding, it sounds like you're not the person who is going after the funding right now (based on the comment about having 'no control')... and while VCs care where a company is based, they aren't going to care much if a few employees live in the suburbs.
  • nostrademons 18y ago
    I'd second this. If the company founders are not a.) In YC b.) best buddies with venture capitalists or c.) have previously started & exited from a startup for multimillions, I wouldn't count on them having any chance of getting funded. And even then, their odds aren't that good.
    • catch23 18y ago
      Hey now... I happen to work for a company that was very recently funded, whose founders are not in YC, or best buddies with any VCs, and they didn't have previous exits. There's actually quite a few out there... if you create good value and get noticed, then you'll likely be funded too. Let me add that the funding was in the multi-millions, not a small amount of change. However, I'm not able to say which company yet because they don't want to announce it yet, it's very recent...
  • mattmaroon 18y ago
    Your startup doesn't have a 19 in 20 shot of being funded AFTER you get a term sheet.
    • Eliezer 18y ago
• tptacek 18y ago
  If your current startup is 5-7 months away from a funding event (which may get less and less likely as the recession grinds on), consider that you may just be in the wrong startup: 3 months could be enough time to jump start something else that could actually be cash flow positive. The standard answer, to consult, is probably the right one, and you are being wildly pessimistic about your chances of finding a sustaining consulting project. But once you start down that road, your current startup will suffer for it.
• ars 18y ago
  What will you do after 5-7 months? If your money did actually run out what would you do? Whatever that is - do it now, not in 5-7 months. For example: say you'd stop paying rent, and get evicted, where would you go? Whereever that is - go there now. What else would you stop paying for? Phone? Cable? Pretend you have no money, and act that way. As a side suggestion to where to live, see if you can live in the startups building (do they have an office they can give you?), and put your stuff in storage.
  • ciscoriordan 18y ago
    Also use it as an opportunity to sell / give away things you don't really need.
  • jyothi 18y ago
    Great advice. A friend was in a similar situation. I started suggesting he go frugal on everything. When you are running out of gas 5-7 months will happen in a jiffy. Ensure you have more run way like get the 5-7 to 10-12 at least and then either do one of these: a) Leave everything and bet on getting funds b) Ditch funds and bet on execution to start breaking even on operations.
• nickfox 18y ago
  Take a deep breath and relax. You've chosen to be an entrepreneur because you can't stand working in the 9-5 slave trade. Good choice. You are taking a big risk. It's exciting, it's scary, it makes you feel alive! What a great feeling. Let's take a worst case scenario. The company fails, you lose your apartment and car and are unemployed with no money. What then? Well, you have a million choices. You are young, smart and live in America. You wake up the next morning at your parents house and go get a job at Home Depot or 7-11 to make ends meet (or back to wall street if you can stomach it), you start saving and planning your next venture and work your way from there. You've gained valuable experience and you are living your dream, something that most people never do. In the mean time, enjoy yourself. Feel the fear, which you will, and forge ahead. In your spare time keep working on improving your skills. Listen to CDs by Anthony Robbins for encouragement and strength. It sounds like you are doing great and remember, the bigger the risk, the bigger the reward. Don't fear failure, that's just part of the ride.
• YuriNiyazov 18y ago
  Relax. I have no problem living in New York on $3K/month gross pay. That's 36K/year. Since you are working at this startup for essentially free, you should be able to convince them that you actually can only afford to work there 3-4 days/week as opposed to 5-7 which is what you are probably doing right now. If you free up some time, you will be able to find some temporary/part-time consulting work doing database admin and website updates. Meeting people that need this type of work need is relatively easy - craigslist, twitter, meetup, etc. as other posters have indicated. The only thing that you might compromise on is how much sleep you are getting, but from the sound of it, that's not a major issue for you right now.
  • DTrejo 18y ago
    If he were to take your advice, maybe you could elaborate on the less obvious ways of saving money?
    • YuriNiyazov 18y ago
      I should probably qualify my original post by saying that I don't think I could live on 36K/year in NYC indefinitely. If I didn't have the low-paying job, my runway would disappear in 5-6 months just like the OP. As it stands, I take about $250 out of my runway a month, which means it will last much longer. I don't really know of "less obvious ways" - what I do seems to me fairly obvious. 1) Rent - I pay $620 a month for a room in Brooklyn that fits my needs in a large apartment where a lot of other people live that's 20 minutes away on the subway from Manhattan (where I would assume the OP works). That's fairly low by anyone's standards, and I intend to keep it that way. I know that if I were to move further out (or, let's say, move out of NYC) I would be able to get a larger place for that kind of money - but the point is that I don't need a larger place, so the "per-square-foot ratio" doesn't bother me at all. I have my own room. Ambient noise coming from the living room or from someone else's room is sometimes an issue (I live with musicians). Earplugs or headphones solve that. The utilities are split between everyone in the house, the addition is fairly negligible. 1a) This is a somewhat unhelpful generalization, but it has been my experience that someone who was working for a hedge fund in New York is usually not the type of guy that will easily get along with a bunch of pot-smoking musicians that live in a recently gentrified but still somewhat ghetto neighborhood in Brooklyn. However, the OP left and became an entrepreneur, so his soul may still be intact. 2) Food - there was a post sometime ago on how do startups minimize on food expenses. I believe PG's quote was "Rice and beans. There's about 1000 variations". 3) Dating - don't go to expensive restaurants where you are going to lose $150 in one night. A coffee in a local coffee-shop and a walk in the park or on the riverfront - $10, and you are going to have a better time anyway. 4) Sell all your old computer equipment. That old IBM X31 sitting on your bottom shelf that you replaced with the MacBook Pro? You can get around $300 for it on craigslist or ebay. 5) This is an anti-saving tip, but will work in your favor in the end - don't compromise on health insurance. 6) Clothing - I have maybe 2 or 3 outfits that are "date" or "interview" worthy. The rest are crappy t-shirts that I have from college. There's no silver bullet, to paraphrase Brooks. It's like optimizing your software: you look at what your most expensive expenditures are (profiling) and you try to minimize each one of them in order.
• mikeyur 18y ago
  I'd try to contact other startups and see if they need freelance work done. Instead of looking for another job, continue doing what you're doing and work part-time elsewhere. Email other startups and ask if they're hiring, tell them about your situation and if you can pull your weight and do what's required I'm sure you'll have a job in no time. Can't think of any startups off the top of your head? Use startupwarrior.com and map some that are close to you and start calling/emailing.
• curiousgeorge 18y ago
  You should assume funding will not happen. Follow your intuition here. And then calm down and realize that 5-7 months of living expenses isn't exactly scraping by. Follow everyone else's advice on cutting costs, and look for part-time work. Your deeper problem is the expectation that someone else will invest in a company with a large team, obligations to cover back pay, several months of development behind it, and no road map to profitability. If your company is pinning its hopes on a long shot instead of figuring out how to get a revenue stream, that is your problem right there. How it gets solved depends on the company. The standard way is called bankruptcy.
  • ellyagg 18y ago
    > You should assume funding will not happen. Follow your intuition here. That's following your intuition, not his. I agree with yours, though.
• rgrieselhuber 18y ago
  Move to Thailand and chill for awhile. It will help you get your priorities back in line and that 5-7 months (if based on NYC living expenses) could last a few years.
  • dkd 18y ago
    why thailand? do u know that thailand is now having political instabilities?
    • jwilliams 18y ago
      Thailand is always unstable politically. Doesn't make it unsafe. Right now the tourist industry there is under a lot of pressure. It would be quite easy to live there very frugally. Thailand is quite cheap, very friendly and a good atmosphere. It also has surprisingly good access to wifi (not fast, but quite prevalent). p.s. I was thinking Thailand is a good place to work - holiday is good too.
  • fauigerzigerk 18y ago
    What about the visa? My experience is that cheap countries get incredibly expensive if you need broadband and a reasonably secure neighbourhood. Or are you talking about living in a hotel on a tourist visa? That only works for 3 to 6 months and I'm not sure it's possible continue working for a NY startup whilst in Thailand.
    • rgrieselhuber 18y ago
      We stayed in Chaing Mai for about a month, had broadband access. The people we were staying with were renting a large house for about $400 a month. You can take a weekend trip to Cambodia or Vietnam and get a renewed visa when you come back. Or travel around SE Asia in general. You can do that indefinitely and it's quite cheap, even in relatively urban areas. Definitely cheaper than NYC(!)
      • fauigerzigerk 18y ago
• sam_in_nyc 18y ago
  Forget about your start-up and live it up for 1 month!
• somnambulist 18y ago
  Hi there! I really don't know as to whether whatever I will be writing down will be of any help to you or not, but I would be very happy if it would. Anyway I'll give it a try. You ask 'Has anyone here been through disaster before?' Well, the truth is almost everyone (barring exceptions, and exceptions don't account for any rule) has been through some kind of predicaments in life. But the problem is many of us thinks that that our individual problem is the penultimate (no offence, simply stating the fact). In troubled times, we usually have two options; either to succumb to the surmounting pressure, or accept the challenge and come out of it. If we are negative in these troubled times, we succumb and if we are positive we come out of it, stronger, much more stronger, with wisdom. You say that you have funds for at least another 6-7 months. That's certainly is a lot of time, provided that you are calm, pateint and positive. I am sure, you must be aware of the fact, that there are many people in life, who even don't have money to eat a single meal. And here you are, 6-7 months.... Things can change for the better.. You never know.. And things have changed in the past.. After the night.. there is always the day.. and after the day.. there is the night.. the cycle.. continues.. and the one who knows this facet about life has known one of the important arts to live life... Anyway you state that you do like the startup and the projects you are working on.. So why worry? Enjoy whatever you are doing.. and take one step at a time... Don't worry unnecessarily... after all.. worrying is not going to help you..... What sense would it make, if you were making lot of money but you were just not enjoying whatever you were doing.... Before I conclude, I would like to share with you a few quotes that perchance might rejuvenate your spirit.... 1> Do the things you FeAr & FeAr will disappear. 2> I will certainly strike the iron when its hot. Else I'll continue striking it till it gets hot! 3> In life when one door of happiness closes, another one immediately opens. But often we get so lost and absorbed in our sorrows and problems, we fail to see the one which has opened for us. - Hellen Keller 4> God isn't such a miser that he'll give you just one chance. 5> It's very easy to dream when everything seems to be going right with you. But the most important thing is to dream when just about everything seems to be going wrong with you. - Azim Premji (Founder of Wipro-India's 2nd ranked IT Company) 6> Many of the failures in the world were those people who were so close to success when they gave up. - Thomas Alva Edison 7> The key to everything is patience. You get the chicken by hatching the egg, not by smashing it. 8> If you're not failing, you're not trying anything. - Woody Allen 9> The future belongs to those who believe in the beauty of their dreams - Anna Eleanor Roosevelt Lastly, if you haven't watched the movie 'In Pursuit of Happiness,' starring Wills Smith, I strongly recommend you to watch it. It's the perfect time for you to watch it. Peace & Love, Somnambulist
• indigoviolet 18y ago
  Another option is to interview at some companies with the understanding that you'd only be available after, say, March. What are your skills? (I can try to see if people at my work are interested).
  • skmurphy 18y ago
    Interview and get the offer, then you can make a decision about whether to accept.
• wheels 18y ago
  As everyone else has said, don't bank on funding. I think starting to put feelers out for consulting work is probably the best strategy. Even though we've got a bit more runway, some customers and some VCs that have approached us, I've been trying to do the same for the what if case. The upshot is if you can organize enough cash to keep yourself running through the downturn and do just enough consulting to stay afloat and start growing a revenue stream, if your company is still alive on the other side of this downturn it'll have cleared out a lot of the market and it'll put you in a pretty good position to try to raise a round if things are rosier in a year or so or if you can keep costs low to make a transition to living off of the revenue. That's been the focus of the planning that I've been doing for us at the moment: "How do we make sure that we're alive in a year, and how much revenue will we need at that point to be self-sustaining."
• quellhorst 18y ago
  Rule 1. Work for people who can pay. Rule 2. See rule 1.
• benn 18y ago
  Go for a long run every day, hang out with your good friends, read a book on zen buddhism and get your head straight. It only seems bad because you have a bad take on it. Once you've managed to stop panicking (which is an art in itself) - take a look at things rationally and the right course of action will make itself apparent. You're (probably) in the 10% of employeeable people, you should feel sorry for the highschool dropouts working at burgerfuel.
• puzzle-out 18y ago
  Are you fearful of crashing and burning financially or just uncomfortable with the uncertainty of the situation? (or both) The startup scene is certainly uncertain at the moment - then again, uncertainty is its defining experience anyhow. Learn to live with uncertainty - balance your work life with things you know you enjoy and that are always there.
• oakmac 18y ago
  Aside from the obvious advice to keep your expenses as low as possible, I think you might consider a change in attitude. You are playing a game with a positive expected value, but the rules of the game are such that payoffs are very large and very rare (if you've read The Black Swan, think Extremistan). Unfortunately, the game of "paying my rent check" and "eating on a daily basis" follows a different set of rules. You've been allowed the privilege of taking a risk due to your savings; once they are gone you will be playing a different game. When that time comes you may just decide that "some business guy's lame vision" is a decent alternative to being hungry on the streets coding Haskell. The choice is up to you. Also, stop feeling scared and terrified (your words). These emotions are not helping you in any way.
• critic 18y ago
  You could have mentioned what your startup was. Free publicity. Also, people here might provide some input about whether the odds of getting funding really are 90-95% for your type of startup. I strongly recommend spending part of your time (one or two days a week) looking for a job to hedge your bets.
• Tichy 18y ago
  Finding contract work is not so much work, especially if you are willing to code in Java. Personally I dread the day when I will have to do so again, but it is better as starving. Plus, 3 to 4 months can pay for the whole year. Just check the typical sites, I had good experiences with jobserve.co.uk (they don't only cover the UK - but I am in Europe/Germany). iPhone contracting seems to be quite popular atm, too. If you already have a Mac, might be worth looking into. Personally I still shun the investment of getting a Mac+iPod touch.
  • recession 18y ago
    Can you use Clojure for the Java work? I'd only do Java projects if I could use Clojure as often as humanly possible.
    • Tichy 18y ago
      In general I would say no, but you can always get lucky and hit on a "progressive" Java project. I totally feel with you, but seriously, Java is not so bad that I would rather starve or freeze to death than code in Java.
• iuguy 18y ago
  There's a lot of good advice here from other posters on living frugally which is all good stuff and I highly recommend you take what people have said on board about living cheaper. I'd like to make a comment about your situation as a whole. You left your job in April, that's May through to January where you've had no salary. 8 months. You're looking at 'another 5-7 months' before funding in a recession. In effect, what you're saying is that you're looking at 12 months of unpaid work and wiping out your savings in the middle of an economic downturn in the hope that you'll find a business investor who has the cash to fund your deferred salaries, anyone elses deferred salaries (and if you're the only one then you need to change that) as well as investment moving forward. In any economic climate what you're suggesting doesn't make sense to an investor, you need to either write that entire year's salary off or drastically change what you're doing. An investor is not there to fund salaries, especially backdated ones. If you want to move forward, you need to find a revenue stream. If you can't find a revenue stream but want to stay involved then you need to find a job and cut your involvement back. The suggestion about Thailand makes a lot more sense than it first seems. Moving to somewhere that costs a lot less to live with your current 5-7months of new york money will give you a hefty safety net, you could take interesting projects on as and when and could possibly retain some involvement in the startup working from somewhere like Thailand, Morocco, Mexico or even the mid-west. I hope it works out for you, if you are determined to keep at this project full time unpaid then you need to move out of NYC sooner rather than later. I would advise that you reconsider your level of involvement as this is not a profitable or revenue generating opportunity, which is what you need right now and over the coming year.
  • tphyahoo 18y ago
    Yeah, I moved to poland for four months for basically this reasons. It seemed kind of bizarre, but it did make my money last a lot longer, even with the travel cost of getting there and back. However, I had a friend to move in with so I wouldn't get lonely in an environment where I didn't know the language or culture. Without this, it probably would have been impossible. (I would likely have gotten depressed and unable to get any work done.)
  • recession 18y ago
    I didn't mean to imply that I'm 5-7 months from a funding event. I have 5-7 months left of savings. I keep hearing that funding prospects look good, but I don't know for sure because I'm not directly involved in the fundraising, which is good, because I'd probably have an aneurysm if I had to deal with that. I'd rather work on Wall Street than be trying to raise money.
• mochi 18y ago
  Something that I haven't seen mentioned: deferred pay is a huge problem in startups. Essentially, the founders are asking you to take venture risk with your salary, but they're not compensating you for that risk (I'm assuming they're not paying you 30% interest on that deferred amount.) Letting them defer your pay actually encourages them to wait as long as possible before raising a new round of funding, because the money you're lending them is far cheaper (financially) than the money they would get from an investor. Meanwhile, the longer employees work, ringing up deferred comp, the more desperate they get to have the company succeed in raising its next round. It's a really, really bad combination. I think the rule has to be, if you're an employee, you should expect to get paid like an employee (i.e. now.) If you are taking risk like a founder, you should get equitized like one, not simply "repaid" your deferred comp. Put another way: you're basically investing that deferred comp in the business, but you're not getting paid for taking that very large risk with your money.
  • skmurphy 18y ago
    This is really good advice, I think it understates the downside risk of deferred compensation. The investors may balk at applying their funds to deferred compensation, asking the founders to re-spin the employment agreement to convert the deferred compensation to common (or options) prior to the investment, further diluting and deferring it. Why would the founders do that? They would be faced with a choice of no funding or new funding applied to salaries going forward.
• mynameishere 18y ago
  I do believe there are minimum wage laws designed to protect foolish people from such situations.
• alnayyir 18y ago
  You're an idiot for not staying and saving more money without being certain you had other work available. Sorry, just saying. I have one month of living expenses left involuntarily. Twit.
• rguzman 18y ago
  Do you have any startup ideas? You could try starting your own thing via NYC Seed.
• racyrick 18y ago
  Damn. You must have been making a ton of dough to save that much money. Kudos to you. I think I've got about a 1 month buffer, maybe 2. You can survive on Lentils and rice, toss in a little Quinoa and a lime and you could go a few years on pennies. Of course, what you are outlining is that you have a life to attend to. Well, then get a job that pays or demand pay from your current job.