Any pension was lost? Yes stock market collapsed and so the savings on some funds which invested into stocks. But now they have nearly completely recovered, and

Any pension was lost? Yes stock market collapsed and so the savings on some funds which invested into stocks. But now they have nearly completely recovered, and 3 years which have passed is too low for a planning horizon for pensions. Last 10 years have been turbulent for stocks, with market (and overall economy) performing well below long-term average, and yet, dividends included, index funds post a modest profit over 10-year period, inflation-adjusted (in part that was because the inflation was low).