3 ms·
> Here is a person who has the typical experience This is bullshit: not seeing a bill is atypical in California. Parent is also bullshitting by saying it's ea
by alienthrowaway 2y ago
> Here is a person who has the typical experience
This is bullshit: not seeing a bill is atypical in California. Parent is also bullshitting by saying it's easy to get a job with no-bills health insurance in CA, unless they are ignoring 98% of Californians.
- epistasis 2y agoCheck out how Californians get their healthcare here: https://www.chcf.org/wp-content/uploads/2024/10/HealthInsurersAlmanac2024.pdf https://www.chcf.org/wp-content/uploads/2024/10/HealthInsure... Medicare and Medical are not going to see a bill ever (if the people I know on them are anything to go by), and that's almost 40% of the population. A huge majority of people on employer plans are in the same situation, so thats some fraction of the 47%. For example, nearly a quarter of Californians are covered by Kaiser. It's not some super rare privilege reserved for those making >$500k.
- wbl 2y agoNo the fee for service system results in bills. It's the quarter on Kaiser that don't see bills.
- epistasis 2y agoI never see bills from my employer based healthcare, and it's not anything super fancy, and it's not Kaiser, just BC/BS. I had a surgery that billed my insurance in the tens of thousands of dollars and I never saw a bill. My spouse sees bills but it's because she has her physician order tests that are a bit outside well established medicine that would never be covered by NHS in the UK or Health Canada. My relatives on Medical never see bills. It's not just Kaiser.
- nradov 2y agoMedicare patients get bills. There are deductibles and 20% co-insurance on most services. Inpatient care has a hard limit on number of days. https://www.medicare.gov/basics/costs/medicare-costs https://www.medicare.gov/basics/costs/medicare-costs