okay, okay, i got your point. Yes as long as the fund is a really low fee one, like Vanguard's ones with around $10 per $10000 a year invested, that's nearly an

okay, okay, i got your point. Yes as long as the fund is a really low fee one, like Vanguard's ones with around $10 per $10000 a year invested, that's nearly an equivalent to a stock market minus the pain of balancing the portfolio yourself.