But again, that really means nothing compared to the fact that people don't really save at all. I know a lot of people of my age (early 30s) for who the phrase

But again, that really means nothing compared to the fact that people don't really save at all. I know a lot of people of my age (early 30s) for who the phrase 'got no money' means 'maxed out all of my credit cards and can't get a new one'. Some of them are MBAs so it's not about financial literacy.