I'm not as optimistic about people learning, and addiction has never gone away. I used to be more of a libertarian about things like financial regulation, but

I'm not as optimistic about people learning, and addiction has never gone away. I used to be more of a libertarian about things like financial regulation, but what changed my mind was watching markets and especially things like the cryptocurrency phenomenon where you really did have deregulation. All you get is scams because people keep falling for the same nonsense over and over again. None of it is new. Ponzi schemes, bubbles, gambling, rug pulls, wildcat banking, all of it is hundreds of years old or more, but it keeps working because every generation falls for it anew because dopamine. I think you'd have to re-architect the human dopamine system in very deep ways if you wanted to change this. We are very easy to hack.