> I don't know what a de-facto bank is. Here's an example from just a couple of days ago. https://9to5mac.com/2024/11/21/apple-will-now-be-treated-like-a-bank

> I don't know what a de-facto bank is. Here's an example from just a couple of days ago. https://9to5mac.com/2024/11/21/apple-will-now-be-treated-like-a-bank-says-us-consumer-financial-protection-bureau/ https://9to5mac.com/2024/11/21/apple-will-now-be-treated-lik...