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But the reality is that people who don't pay their phone contract tend to be the kinds of people who just ignore collections anyways and have a bad credit score
by crazygringo 2y ago
But the reality is that people who don't pay their phone contract tend to be the kinds of people who just ignore collections anyways and have a bad credit score to begin with.
That's the problem with small debts, and why phone locking was a clever solution -- if the phone becomes useless when you stop paying, people will actually pay it off when they wouldn't have before.
- paranoidrobot 2y ago> and have a bad credit score to begin with. If they already have a bad credit score, then the carrier giving them an expensive phone without upfront payment is kinda on the carrier. I think there's probably a significant net benefit to society from forcing carriers to unlock phones by default. If you're overseas, or need to temporarily use another carrier - you can. If a carrier is not willing to carry the risk that someone who has bad credit might break the contract for an expensive phone - then I think perhaps that's not such a bad thing.
- IshKebab 2y ago> and have a bad credit score to begin with. They do a credit check for these deals. They wouldn't be able to get the deal if they have bad credit.